[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

There are
two credit bureaus that maintain your credit data in the country now, the
prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The
newly notified Credit Information Companies Regulation Act , 2005 (CICRA)
gives a consumer several rights with regard to credit bureaus. 1) First you
should approach CIBIL (www.cibil.com) to get a copy of your own credit report.
This right is given to you by CICRA. Make the request officially in writing and
get an acknowledgement for your request. 2)This report will then outline what
exactly is reported by the bank in respect of your credit account and enable
you to take action accordingly if there is any error in the reporting. Specific
measures have been provided in the CICRA for the consumer to raise a dispute
in respect of any wrong reporting with a time bound dispute resolution
mechanism that has been built in. You can take up the matter with the
concerned bank by posting a complaint on their website and keep proof of that
with you. If there is no response from the bank within 15 days, you can lodge a
complaint with banking ombudsman (www.bankingombudsman.rbi.org.in).
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Aug 13, 2020
Complaint marked as Resolved 
 
734 Comments

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i have been regected by some banks for credit card n personal loan...sying that my cbil n satyam reports are negitive.
i want to check the reports.how do i check my credit reports in cbil n satyam.
I would like to know the cibil rating of mine and let me know how to access the report. For your information no bank will disclose the cibil report. Pl.let me clarify how to get the cibil report
I have been provided by bank about few loans irregularity in my name in repayment but exactly no card was in use and the same has been stolen from my Purse.

I would like to clean my report as I am not in default for any loan till date or in any credit card used till date

My PAN No -AABPJ1474G

Early response appreciated

Thanks

Ketan Jain
SIR
I HAVE REGULAR REPAYMENT OF MY MORTAGE LOAN AND PERSONEL LOAN .BEING A GOOD REPAYMENT RECENTLY SOMEHOW MY NAME SHOW IN CIBIL AS DEFAULT I DONT GET CLEAR CONFIRMATION FROM ANY BANK.
How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

thanks
regards
Just an accident & I illed with seviere & hospitalised in 3 months.
In meanwhile I cant respond to any of credit bankers.
In meanwhile - they given my name to CIBIL - as Defaulter.

I repay'd & took Settlement letter also & Still my name appearing in CIBIL,
I would like to know - whom i need contact & how they wanted to resolve THEIR outstanding issue's?

Gopinath D. R.
My name is K.Padmanaban, I want the CIBIL Credit Repot of mine, Becasue my name is in the defaulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List.

Please help me I m very harassed these days.Please give me the hard or soft copy of the report. (DOB of my is 04Jun1979)

Please do the needful
dearsir, i am appling for a car-loan but bank say you are a defaltor of Rs.41000.00 in cibil. i have only one two-wheeler loan which is properly paid by me since 13 months.sir, i am in trouble please help me. all information are true in my sense. THANKING-YOU PLEASE BE NEEDFUL my PAN NO. is BCHPS1288N
Hi,

I agree with the complaints registered here. I am an Indian Citizen living in United States for last 4 years now. Before leaving for the states, I have closed all my credit cards.

I had a personal loan from ICICI that I was paying regularly till November 2007. Then on December 2007, an amount of INR 80, 000 was debited from my account, without my authorization.

On being questioned, the bank's customer care had no clue as to who authorized that transaction. I have been following up on the issue since, and have requested that the amount be adjusted against my outstanding loan value. They have agreed, and yet, today I found that I was on the default list with 3 credit card accounts and 1 loan account.

There has not been any communications whatsoever from these banks (I don't even know who these banks are), as is REQUIRED BY LAW, before your name is reported to CIBIL.

I had applied for home loan with a bank and now they have to reconsider the offer because of these entries. This is very distressing and hopeless case o[censored]sing the law for your own benefit.

Earlier these banks used to send goons to beat people up for defaulting. Now, they are using these bureaus to muscle their way.

I hope this condition is corrected and taken care of.

Kingshuk Chatterjee
Los Angeles, CA
Sir,

My credit card no.is [protected] I given the payment to abn amro bank the amount is 18215 please remove from cibil please give me the report
October 2008

Ref: Control Number :[protected]

Sub: Auto Loan Reflecting on my name


Dear Sir/Madam,

My Name is Ghanshyam M Mangukia, and control number is[protected].As per your record, there is a Auto Loan reflecting on My Name worth of Rs.25, 00, 000/-(Rs.Twenty Five Hundred Thousands Only),
I would like to bring on your kind attention that i have never acquired any such type of LOAN from ANY BANK OR FINANCE INSTITUTION.There is no other information is showing on CIBIL RECORD apart from my personal data i.e., No Vehicle Name against which i have acquired such a auto loan or a bank's name.

Kindly do needful to sort out above matter at earliest and if you have any data or anybody have misused my name, do let me know.

Thankin you,

Yours Truly,
Ghanshyam M Mangukia.
39 Dakshinamurti Residency,
Opp, Sun Pharma Research Centre,
Atladara Road,
Vadodara - Gujarat - India
Mobile - [protected]
Office[protected]/2392986/2392986
email - [protected]@yahoo.com
Sir i want cibil report of my creadite buero...

thank u
Abn Amro Credit no-[protected] I have given The Payment of Rs 5972 & Rs 12215 please remove the cibil.
How I can check my reports in CIBIL .
sir
i have been applied for home loan through hdfc ltd.since 20 days ago.but they told me that i have taken personal loan but i did not take any PL from any bank.and due to this report the bank is delaying for the sanction of my loan.whereas hdfc ltd is not giving any details about false personal loan against me.i m very harassed these days.i m a govt employee and i m surprised that how such false report comes out against me'.earliar i have already declared and given details about vehicle loan from icici bank having LAN NUMBER LADEL[protected].
when i approached to our sources it is revealed that the loan is against rajeev kumar taken on 19 oct 2006.
ADD:room no 435
DR QTR, ASIAN HEART HOSPITAL
BKC BANDRA EAST
MUMBAI-400051
HOWEVER I M LIVING IN DELHI SINCE 6 YRS
AND NEVER WENT TO MUMBAI FOR LIVING'
MY ADD;QTR NO 2443 SPG COMPLEX
DWARKA SECTOR 8, new delhi 110075
my parmanent add;
qtr no 156 HEC COLONY
PO-DHURWA
DISTT-RANCHI
PIN-834004

FOR UR REFERENCE I M GIVIN
G THE CONTROL NO.[protected]
my contact no. [protected]
sir how can i get my cibil report
name: chandra shekar.s
dob: 25/04/1979
pan num is: ARPPS8999E
hello sir
i just want to clarify my loan details that have been captured in cibil where i dont i understand that i have avialed loan of rs 1, 00, 000 in the month of 10th feb 2006, and the last pay was 29th jan 2008 and the same loan was closed in 26th may 2008and the currnt bal is 0 the above details r reflected in cibil where i have applied for home loan in mnc and the representative were asking to clarify the cibil details which i am not sure so kindly help me out as early as as possible plss
Dear sir/madam,
I have applied personal loan at citibank, everything is fine but at last they people said that your name is in cibil. so you dont get the loan.
So I would request you to tell me from which bank report has come. Can I see my cibil report. How can remove my name from cibil list. Please help me

Best regards
S.Eswaramoorthy
How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

Thank You
Guru Prasad
kindly let me know wheather my name is listed in cibil or not as i have to apply for the home loan.
my date of birth[protected].& pan card no.akvpg6852f
my name Guruprasad
How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

thanks
regards
manish singh

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    Credit Information Bureau India [CIBIL] Phone
    +91 22 6140 4300 [Helpline]
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    Credit Information Bureau India [CIBIL] Address
    Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021
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