[Resolved] CIBIL Credit Report — CIBIL CREDIT REPORT | |
There are two credit bureaus that maintain your credit data in the country now, the prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The newly notified Credit Information Companies Regulation Act , 2005 (CICRA) gives a consumer several rights with regard to credit bureaus. 1) First you should approach CIBIL (www.cibil.com) to get a copy of your own credit report. This right is given to you by CICRA. Make the request officially in writing and get an acknowledgement for your request. 2)This report will then outline what exactly is reported by the bank in respect of your credit account and enable you to take action accordingly if there is any error in the reporting. Specific measures have been provided in the CICRA for the consumer to raise a dispute in respect of any wrong reporting with a time bound dispute resolution mechanism that has been built in. You can take up the matter with the concerned bank by posting a complaint on their website and keep proof of that with you. If there is no response from the bank within 15 days, you can lodge a complaint with banking ombudsman (www.bankingombudsman.rbi.org.in). Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
 734 Comments | |
Comments
i want to check my name in cibil how can check it becouse i have done a sattelment with HDFC bank regarding my credit card
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this is regds to the ref no.[protected]. ihv recd my credit transunion score, but to my surprise it states that there is an outstanding of rs 465595/- which is wrong. kindly clarify the same. there has been no defalt in my name till date. pls revert back ASAP. THNX
Hi, I need my cerdit report as I want to apply for a home loan and want to check if I would need to improve my credit ratings.
hi,
kindly lrt me know whether my name exists in the cibil list or not. if yes please mail me the details for which bank and the credit card a/c no details so that i can contact the bank and get my name reverted from the list. mainly i became a defaulter beause of the neglegence of the bank staff once given complaint and their s no action for months together.
fazal
kindly lrt me know whether my name exists in the cibil list or not. if yes please mail me the details for which bank and the credit card a/c no details so that i can contact the bank and get my name reverted from the list. mainly i became a defaulter beause of the neglegence of the bank staff once given complaint and their s no action for months together.
fazal
someone else used my credit card as i lost it within 1 day i reported it to bank...but now they keep asking for the payment of 25000 RS .i dont have that kind of money to pay for which i did not use please help me ..my life has become hell..wat should i do..i really cant pay nothing on this
hi,
I sri N.MANAS MURLI having PAN NO-AEOPN6817Q got a CIBIL report, it shows that i had taken a loan of Rs 3.11lakes by whome i don't know.Sir i nither signed any application nor any loan paper in the month of NOV 2006.So do you please take cair of it and put the un taken loan out of CIBIL REPORT.
I sri N.MANAS MURLI having PAN NO-AEOPN6817Q got a CIBIL report, it shows that i had taken a loan of Rs 3.11lakes by whome i don't know.Sir i nither signed any application nor any loan paper in the month of NOV 2006.So do you please take cair of it and put the un taken loan out of CIBIL REPORT.
I want my credit report, my details mentioned bellow.
Name : Pruthvi Kiran Bhatt
Date of Birth : 27th Auguest 1979.
Mother Name : Uma Bhatt
Plz. send my credit report as soon as possible on my email id.
Regards,
Pruthvi Bhatt
Name : Pruthvi Kiran Bhatt
Date of Birth : 27th Auguest 1979.
Mother Name : Uma Bhatt
Plz. send my credit report as soon as possible on my email id.
Regards,
Pruthvi Bhatt
Sir,
I really need a help from u pepole that i needed a loan to clear all my credit card amount which i have been used and now i m not well due some un conditional think as took with me i told that all credit card pepole that i will pay all amount, i have applied aloan but HDFC pepole told that u r name is in CIBIL but i never took any loan form any one how it as been added in CIBIL if this thinks happened with me the loan which i hve not taken for that think i have been added in CIBIL kindly advise me
if i am not get loan to clear its ok
but i want to clear my credit card amount
but iwant every month to pay a small amount which can blance my family life also and want to detaucate from my bank i want to keep as auto debit which the credit card pepole should learn the pepole hve aslo big problem any they want to clear and try to learn the pepole if credit card pepole come and harreses the person who stay at home the person will do any think wrong then they should think who will pay
Try to help me Ineed loan to clear all my credit card amount
I really need a help from u pepole that i needed a loan to clear all my credit card amount which i have been used and now i m not well due some un conditional think as took with me i told that all credit card pepole that i will pay all amount, i have applied aloan but HDFC pepole told that u r name is in CIBIL but i never took any loan form any one how it as been added in CIBIL if this thinks happened with me the loan which i hve not taken for that think i have been added in CIBIL kindly advise me
if i am not get loan to clear its ok
but i want to clear my credit card amount
but iwant every month to pay a small amount which can blance my family life also and want to detaucate from my bank i want to keep as auto debit which the credit card pepole should learn the pepole hve aslo big problem any they want to clear and try to learn the pepole if credit card pepole come and harreses the person who stay at home the person will do any think wrong then they should think who will pay
Try to help me Ineed loan to clear all my credit card amount
I had a ABN AMBRO credit card no. [protected] with me, from the last one and a half year they are making a forge charge of some rupees approx 20000/- and demanding the money in a abusing manner. When I told them that this is not my payment and ask for proof they always insist me to deposit the money otherwise they will ruined my credit rating.
There act is very torture and mind shaking and i request you to get into the matter and do justice. I went to their branch in person but no one ready to entertain me properly.
Therefore I request your good office to look into the matter do the need full to prevent me from the harassment.
Thanking you in anticipitation
sincerly yours
J K Shukla
There act is very torture and mind shaking and i request you to get into the matter and do justice. I went to their branch in person but no one ready to entertain me properly.
Therefore I request your good office to look into the matter do the need full to prevent me from the harassment.
Thanking you in anticipitation
sincerly yours
J K Shukla
The CIBIL listing has made it possible for Banks to loot consumers, the negative listing doesn't enable a person to be eligible for loan, card etc. Hence forth they pressurise the person to pay more. My account in Citibank Credit card was healthy and due to some circumstances I opted to close, with the autodebit facility they chose only to debit the min amount due and again incresed the outstanding. This made me to stop paying and I had opted for a settlement which really didn't happen and they are now posting an outstanding of 2, 60, 000/- which has practically disqualifies me to strike a settlement or even a loan with other banks. I have a good records with other banks on Loan tracks.
This kind of a situation would only prompt me over becoming a habitual defaulter. Since any further addition in this report would not make more impact than the present one.
Regards
Satish Hebbar
This kind of a situation would only prompt me over becoming a habitual defaulter. Since any further addition in this report would not make more impact than the present one.
Regards
Satish Hebbar
The credit card company gave my personal account information to a 3rd party...my mother answered my phone. I do not agree that all of my "business" should be released to someone other than the cardholder!!!
please give my account details
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![Credit Information Bureau India [CIBIL] Phone](/img/bn/phone.svg "Credit Information Bureau India [CIBIL] Phone"){kind=small}
+91 22 6140 4300 [Helpline]
+91 22 6638 4600 [Corp Office]
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![Credit Information Bureau India [CIBIL] Address](/img/bn/location.svg "Credit Information Bureau India [CIBIL] Address"){kind=small}
Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021