[Resolved] CIBIL Credit Report — CIBIL CREDIT REPORT | |
There are two credit bureaus that maintain your credit data in the country now, the prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The newly notified Credit Information Companies Regulation Act , 2005 (CICRA) gives a consumer several rights with regard to credit bureaus. 1) First you should approach CIBIL (www.cibil.com) to get a copy of your own credit report. This right is given to you by CICRA. Make the request officially in writing and get an acknowledgement for your request. 2)This report will then outline what exactly is reported by the bank in respect of your credit account and enable you to take action accordingly if there is any error in the reporting. Specific measures have been provided in the CICRA for the consumer to raise a dispute in respect of any wrong reporting with a time bound dispute resolution mechanism that has been built in. You can take up the matter with the concerned bank by posting a complaint on their website and keep proof of that with you. If there is no response from the bank within 15 days, you can lodge a complaint with banking ombudsman (www.bankingombudsman.rbi.org.in). Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
 734 Comments | |
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Sir, Please guide me that how i can get my cibil report. I want to clear my name in CIBIL report.
Name : V. Sathyanarayana
Date Of Birth :[protected]
Awaiting for your reply.
Name : V. Sathyanarayana
Date Of Birth :[protected]
Awaiting for your reply.
I had applied for a Car loan on 31.12.08 from State Bank Of Bikaner & Jaipur, Vivek Vihar, Delhi-110095, but I was shocked to know that my subject Loan was rejected by the said Bank quoting the reason that CIBIL report showed overdue amount of certain loan which is not at all availed by me .I, therefore, request you to provide me the detail of the out standing in my name, with details of the Bank, Branch address and the full detail of the loan.
Hoping to get an early response !
Thanking you,
yours truly,
Dr Pradip Kumar,
PAN : AEBPK9031N,
Date of Birth: 06.05.1963.
R/O 90 A, M I G DDA Flats,
Jhilmil Ph II, Shivam Enclave,
Delhi -110032.
Mob.[protected].
Tel. (R[protected].
Hoping to get an early response !
Thanking you,
yours truly,
Dr Pradip Kumar,
PAN : AEBPK9031N,
Date of Birth: 06.05.1963.
R/O 90 A, M I G DDA Flats,
Jhilmil Ph II, Shivam Enclave,
Delhi -110032.
Mob.[protected].
Tel. (R[protected].
I was offered a credit card from a MNC bank on first week of Jan'09 and i had signed the application.
Today i received a letter stating that my name appeared in CIBIL and application rejected.
I hold an active credit card which has no defaults issued by one bank and held 2 cards from another bank. Have a personal loan from a fincial institution which has no defaults.
The 2 cards that i held from a particular MNC bank had outstanding and since i currently do not have a job ...had opted for restructuring and am paying the EMIs as on date.
Please let me know as to how my name appear in CIBIL and how same has to be delisted.
Regards
Subhabarata Sinha
DOB 09/09/1965
Today i received a letter stating that my name appeared in CIBIL and application rejected.
I hold an active credit card which has no defaults issued by one bank and held 2 cards from another bank. Have a personal loan from a fincial institution which has no defaults.
The 2 cards that i held from a particular MNC bank had outstanding and since i currently do not have a job ...had opted for restructuring and am paying the EMIs as on date.
Please let me know as to how my name appear in CIBIL and how same has to be delisted.
Regards
Subhabarata Sinha
DOB 09/09/1965
Hi,
I am Kaushik Das, I am a HSBC Credit card holder, i want to know that - Is my name showing in CIBIL?
Bcoz my total outstanding - 24740 and i setteling the total amount of rs. 6000/- in Installment. and bank commited - they give me a ZERO outstanding Statement and also NOC. And confime me that my name is not put into the CIBIL.
Let me know that How can i Check, wheather my name is in CIBIL or not ?????????/
Thanks & Regards
Kaushik Das
I am Kaushik Das, I am a HSBC Credit card holder, i want to know that - Is my name showing in CIBIL?
Bcoz my total outstanding - 24740 and i setteling the total amount of rs. 6000/- in Installment. and bank commited - they give me a ZERO outstanding Statement and also NOC. And confime me that my name is not put into the CIBIL.
Let me know that How can i Check, wheather my name is in CIBIL or not ?????????/
Thanks & Regards
Kaushik Das
Hello,
I had very healthy relationship with a nationalised bank for the last 12 years. I had taken 5 car loans and 5 medical equipment loans.I have promptly repaid them all. Recently I approached them for my 6th car and based CIBIL report I was denied the loan. I do have loan facilities from other banks and credit cards. I have prompt in payments. How does one get in to the CiBIL website and access infomation about oneself?
CIBIL should be more transparent; if there is an adverse report concerned person should be informed. The person should be given a chance to defend himself before his name is added in the list of defaulters.
please let me know how I can access information about my self from the CIBIL site.
Dr Thulasi Das
I had very healthy relationship with a nationalised bank for the last 12 years. I had taken 5 car loans and 5 medical equipment loans.I have promptly repaid them all. Recently I approached them for my 6th car and based CIBIL report I was denied the loan. I do have loan facilities from other banks and credit cards. I have prompt in payments. How does one get in to the CiBIL website and access infomation about oneself?
CIBIL should be more transparent; if there is an adverse report concerned person should be informed. The person should be given a chance to defend himself before his name is added in the list of defaulters.
please let me know how I can access information about my self from the CIBIL site.
Dr Thulasi Das
Dear Sir,
Iam D. Arjunudu applied for a home loan in axis bank. They said iam already have a housing loan in other bank ( Loan Amount: 215000) and it is displaing in cibil report.But there is no loan in my records. I have only two personal loans and they have already closed in last month. plz confirm my status to avail above loan.
My pancard id no: AIPPD0990B
My name: Dommeti Arjunudu, s/o. Dommeti Venkat Reddy
My DOB:[protected]
My Cibil Report Control No:[protected]
Mobile No: [protected]
Thanking you sir,
D.Arjunudu
Iam D. Arjunudu applied for a home loan in axis bank. They said iam already have a housing loan in other bank ( Loan Amount: 215000) and it is displaing in cibil report.But there is no loan in my records. I have only two personal loans and they have already closed in last month. plz confirm my status to avail above loan.
My pancard id no: AIPPD0990B
My name: Dommeti Arjunudu, s/o. Dommeti Venkat Reddy
My DOB:[protected]
My Cibil Report Control No:[protected]
Mobile No: [protected]
Thanking you sir,
D.Arjunudu
Sir, Recently i have applied for a loan at Barclays and icici and both of them have rejected my loan stating my name is in cibil.Honestly to my knowledge i have no un paid loans to this date.My name is K.santhi.my Date of birth is[protected].I am from Tamil Nadu, chennai, Madipakkam and have been living at madipakkam for the past 14 years.It requested that i may please be given information regarding which loan i have not paid so that i can furnish all detail to clear my self.
Thanking you,
Regards K.santhi.
Thanking you,
Regards K.santhi.
I paid total amount to ICICI credit card which as pending by me.Please update my report.And also I am having Gold loan but it is not default account it is running loan even thou you are showing in CIBIL report.
Please revert me as early as possible.
Regards,
P.Muralikrishna
Please revert me as early as possible.
Regards,
P.Muralikrishna
first of all my control no is[protected]. I have applied for a car loan with SBI and it was rejected for the CIBIL REPORT. I have settled my dues with every bank and the report is not corrected by the banks. I have all settlement letter with me but ultimately i am the sufferer.
How to get rid of this report
How to get rid of this report
Respected Sir/Madam
I Mr Mohan having two credit cards hsbc & icici, my house is under construction for that reason only i am unable to pay. If i go for a housing loan i wanted to get whether loan sanctioned or not. If i get sanctioned that loan i will be ready to clear all the amount what ever is pending.
thanking u
mohan.c
I Mr Mohan having two credit cards hsbc & icici, my house is under construction for that reason only i am unable to pay. If i go for a housing loan i wanted to get whether loan sanctioned or not. If i get sanctioned that loan i will be ready to clear all the amount what ever is pending.
thanking u
mohan.c
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![Credit Information Bureau India [CIBIL] Phone](/img/bn/phone.svg "Credit Information Bureau India [CIBIL] Phone"){kind=small}
+91 22 6140 4300 [Helpline]
+91 22 6638 4600 [Corp Office]
![Credit Information Bureau India [CIBIL] Website](/img/bn/www.svg "Credit Information Bureau India [CIBIL] Website"){kind=small}
![Credit Information Bureau India [CIBIL] Address](/img/bn/location.svg "Credit Information Bureau India [CIBIL] Address"){kind=small}
Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021
i was having some banks credit cards some years back but for last many months back, i have made all the settlements with those banks and i am having all the ful & final settlement letters from them. there are no issues from my side. i need to know my presen status in your criteria by those banks as they submited. or please tell me the way how can i be tottally fre from these kinda harrasments. as per todays position, i have applied for a Personal loan of HDFC bankand they are refused to approve.as i am having all my accounts in HDFC for last 2years aprox and doing good transaction . i need to know the exact reason or other way, how can i be fre from these situations? please guide me properly.
shall be very much thankful to you.
Although i am currently availing 1 car loan, 1 personal loan and repayment sedlued is very good i am holding a home loan also with a bank and the repayment is also very good.Please remove my name from cibil if possible.If yu want yu can confirm with Any of the bank.if you req a All loan account no that als i will give you.