[Resolved] CIBIL Credit Report — CIBIL CREDIT REPORT | |
There are two credit bureaus that maintain your credit data in the country now, the prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The newly notified Credit Information Companies Regulation Act , 2005 (CICRA) gives a consumer several rights with regard to credit bureaus. 1) First you should approach CIBIL (www.cibil.com) to get a copy of your own credit report. This right is given to you by CICRA. Make the request officially in writing and get an acknowledgement for your request. 2)This report will then outline what exactly is reported by the bank in respect of your credit account and enable you to take action accordingly if there is any error in the reporting. Specific measures have been provided in the CICRA for the consumer to raise a dispute in respect of any wrong reporting with a time bound dispute resolution mechanism that has been built in. You can take up the matter with the concerned bank by posting a complaint on their website and keep proof of that with you. If there is no response from the bank within 15 days, you can lodge a complaint with banking ombudsman (www.bankingombudsman.rbi.org.in). Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
 734 Comments | |
Comments
Hi,
I have never ever applied for any loan, even though my name is in CIBIL history. I don't know what's wrong with that. If there is no loan against a person then how his credit history could be wrong.
One more thing why we need to pay amount for taking our CIBIL report. You know its a way to torture people and having their money.
I want to know is RBI doing something for CIBIL dictatorship?
I am suffering very hard because of their foolness.
Please do the needful.
Sunil Kumar
+91 [protected]
I have never ever applied for any loan, even though my name is in CIBIL history. I don't know what's wrong with that. If there is no loan against a person then how his credit history could be wrong.
One more thing why we need to pay amount for taking our CIBIL report. You know its a way to torture people and having their money.
I want to know is RBI doing something for CIBIL dictatorship?
I am suffering very hard because of their foolness.
Please do the needful.
Sunil Kumar
+91 [protected]
I matta Raghu received cibil report in that report the same loan amount & account No. is showing twice in page of 8 of
10 & 9 of 10 vide amount is 3, 98, 000=00 & account No.[protected].
please rectify the problem, kindly correct it as early as possible and I will always evergreatful to you.
matta raghu SR NO.1205197
10 & 9 of 10 vide amount is 3, 98, 000=00 & account No.[protected].
please rectify the problem, kindly correct it as early as possible and I will always evergreatful to you.
matta raghu SR NO.1205197
Sir,
I Pankaj Kumar, presently serving as Head Constable (Ministerial) in the Office of Inspector General, Frontier Hqr SSB Lucknow since 2007.
That Sir I had applied for the x-press credit loan from SBI Main Branch Lucknow. SBI Lucknow has generated a CIBIL report and told me that already 5 nos. of loan was showing against the PAN no. AVMPK5346G. So you are not able to get the loan.
The PAN No. AVMPK5346G was issued in the name of PANKAJ KUMAR S/o RADHE MISTRY, DOB 12/08/1981 during 2008 i.e, myself. But the CIBIL report was showing the name of Pankaj Kumar Sinha against the PAN no. AVMPK5346G and also shows my residential address I.E, Q.No. E-69, fertilizer Coloney, Gorakhpur(UP) too.
That Sir I have not taken any of the loan which is showing against my PAN number. You are kindly requested to sort out the matter and kindly clear my CIBIL report so I can avail any benefits of loan/PAN in future please.
For this act of kindness I will be very thankful to you.
I Pankaj Kumar, presently serving as Head Constable (Ministerial) in the Office of Inspector General, Frontier Hqr SSB Lucknow since 2007.
That Sir I had applied for the x-press credit loan from SBI Main Branch Lucknow. SBI Lucknow has generated a CIBIL report and told me that already 5 nos. of loan was showing against the PAN no. AVMPK5346G. So you are not able to get the loan.
The PAN No. AVMPK5346G was issued in the name of PANKAJ KUMAR S/o RADHE MISTRY, DOB 12/08/1981 during 2008 i.e, myself. But the CIBIL report was showing the name of Pankaj Kumar Sinha against the PAN no. AVMPK5346G and also shows my residential address I.E, Q.No. E-69, fertilizer Coloney, Gorakhpur(UP) too.
That Sir I have not taken any of the loan which is showing against my PAN number. You are kindly requested to sort out the matter and kindly clear my CIBIL report so I can avail any benefits of loan/PAN in future please.
For this act of kindness I will be very thankful to you.
KINDLY LET ME KNOW, HOW TO GET CREDIT INFORMATION REPORT,
PLEASE REPLAY TO ME BY EMAIL ID,
lalit.[protected]@cgglobal.com
PLEASE REPLAY TO ME BY EMAIL ID,
lalit.[protected]@cgglobal.com
hello sir,
i have applied Credit Card from SBI. everything is fine but at last they people said that your name is in cibil so you dont get the Credit Card.
sir, at my bad finance position i was surrendered all the credit cards and pay the settled amount for that i m having all the noc letter from bank. but they dont want that.
sir now i want credit card but any bank is not giving. sir please suggest how can get a loan
Thanks & Regards
Sanjeev Saxena
H.O. 2A/330 Azad Nagar
Kanpur - 208 002.
Mobile No +91-[protected]
i have applied Credit Card from SBI. everything is fine but at last they people said that your name is in cibil so you dont get the Credit Card.
sir, at my bad finance position i was surrendered all the credit cards and pay the settled amount for that i m having all the noc letter from bank. but they dont want that.
sir now i want credit card but any bank is not giving. sir please suggest how can get a loan
Thanks & Regards
Sanjeev Saxena
H.O. 2A/330 Azad Nagar
Kanpur - 208 002.
Mobile No +91-[protected]
Dear Sir,
Please let us know how to check my name whether in cibil report or not? I do not have any outstanding loan amount and neither using any credit card.
Mahendra
Please let us know how to check my name whether in cibil report or not? I do not have any outstanding loan amount and neither using any credit card.
Mahendra
This is very good sysytem,
My salary as on date is 65000/-.
I took Bajaj moter cycle in 2002, paid money took noc and sold the vehicle,
My Syndicate bank credit card bills were paid in time,
There is no other loan.
Now after listening too much about CIBIL, I paid 470 received my report,
I am in the list of defaulter,
lol,
I am defaulter,
Hurray...
My salary as on date is 65000/-.
I took Bajaj moter cycle in 2002, paid money took noc and sold the vehicle,
My Syndicate bank credit card bills were paid in time,
There is no other loan.
Now after listening too much about CIBIL, I paid 470 received my report,
I am in the list of defaulter,
lol,
I am defaulter,
Hurray...
All loan clear except sbi but my cibil report not ok pl help and improve my cibil report for loan
thanks anil singh
thanks anil singh
Dear Sir,
I am Ravishankar s.g. and my email is [protected]@yahoo.com
I have applied to State Bank of Mysore for son's education loan and it has been held up due to the credit score. I understand that i have to clear an old outstanding amount on my previous credit cards. As i am unaware of the cards details, i am approaching you to help me to sort out the issue as i am willing to settle my outstanding amounts of my credit card.
Kindly help me.
Regards
RAVISHANKAR SG
[protected]
I am Ravishankar s.g. and my email is [protected]@yahoo.com
I have applied to State Bank of Mysore for son's education loan and it has been held up due to the credit score. I understand that i have to clear an old outstanding amount on my previous credit cards. As i am unaware of the cards details, i am approaching you to help me to sort out the issue as i am willing to settle my outstanding amounts of my credit card.
Kindly help me.
Regards
RAVISHANKAR SG
[protected]
My Credit Card Application was rejected and told me that CIBIL rating Was less. I was never done any default and I have taken Housing Loan also from Corporation Bank. I have Two SBI credit Card Also.
My name is anil rambhai patel and my pan no is ABEPP0721A, My DOB 05/09/1966, I have pay all outstending amount how can i am defaulter in standrad chartard bank credit card so i have send emil in standrad chartard bank after some time i have receive mail no due of this credit card by bank, And recive a latter of no due certifact by standrad chartard bank. So i have all copy send on cibil by post, i am not defaulter on this credit card after that my credit is bad so i have kindly request you sir help me out of this despute and creat my good score in cibil, As soon as possiben solve this problem and send my latest credit score on my mail or by post Thinking you,
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![Credit Information Bureau India [CIBIL] Phone](/img/bn/phone.svg "Credit Information Bureau India [CIBIL] Phone"){kind=small}
+91 22 6140 4300 [Helpline]
+91 22 6638 4600 [Corp Office]
![Credit Information Bureau India [CIBIL] Website](/img/bn/www.svg "Credit Information Bureau India [CIBIL] Website"){kind=small}
![Credit Information Bureau India [CIBIL] Address](/img/bn/location.svg "Credit Information Bureau India [CIBIL] Address"){kind=small}
Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021
please guide me .how to check whether I have any report in the CIBIL
Thanks,
Ravi