[Resolved] CIBIL — Credit Report wrong information | |||
Sir, I have applied for a personal loan of Rs 3,80,000 in HDFC Bank and I do have a similar loan in HDFC of 2,50,000. I have an ICICI Credit card which had a limit of 95,000. Current Outstanding amount for Credit Card in ICICI is 20,000. I have requested ICICI people to convert this total outstanding into EMI's. They had a feature "SMART EMI". They converted the total outstanding into EMI's. EMI's were not yet started. When I applied the personal loan in HDFC, they received CIBIL report saying "CREDIT WRITEOFF AGAINST THE CREDIT CARD". My question here is When I choose a feature of ICICI to repay the outstanding amount of CREDIT CARD, how can the CIBIL says that its a WRITEOFF amount and hence the HDFC Bank had rejected my personal loan. Even the ICICI Bank people didn't update me saying if I enable this option it will effect the future loan applications. Now I'm helpless, so approaching the blog for a solution. Thanks in Advance Ravi Kiran [protected] ravi.[protected]@gmail.com Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 6 Comments | |||
Comments
CREDIT REPORT — Due recorded against me - control no. 391609954
I have been given to understand by ICICI Bank that a due has been recorded by some financial agency against me amounting to Rs. 12000/- (Approx ) under my control no.[protected], which is not in my knowledge .Consequently my loan application has been rejected I will appreciate iif you mail me particulars of the amount and the reproting agency with all other particulars available in your record so that I can directly take up the matter with the reporting agency.i
A quick response in the matter will be highly appreciated.
Regds
Asit B. Das
Dear Mr. Das,
Kindly write to us at [protected]@icicibank.com with ‘Customer Service issue’ as the subject line. Request you to provide us with your full name and contact details.
We will be happy to help you.
Regards,
Nazia Sayeed
Office of the Nodal Officer
ICICI Bank
Kindly write to us at [protected]@icicibank.com with ‘Customer Service issue’ as the subject line. Request you to provide us with your full name and contact details.
We will be happy to help you.
Regards,
Nazia Sayeed
Office of the Nodal Officer
ICICI Bank
CREDIT REPORT — wrong information in the credit report
REMINDER II FOR URGENT CLARIFICATIONplease refer to my earlier complaint about wrong credit information report dated 2.3..2010 with memeber no BS00014156 and member reference no HL1686 . As I have applied for housing loan from my bank Your report full of erroneous information has put me to unncessary inconvenience has caused immense delay in processing my loan . In your report in Account column there has been no such advance of Rs 3,15377/- was made to me opened on[protected] and showing status written off . which completely bogus and concocted information . The information is absolutely adsurd and erroneous without giving any account no or name or the Banks name . As shown in the enquiries colummn all the amount shown is through credt card which is again false no amount is taken from from credit ard at any time by me . It is again outrageous and atrocious without mentioning any delatils of member . I once again request to immediately rectify the error from thereport send your reply on my e mail address for further action.
Hi Ravi,
We are sorry to hear about your experience.We have made note of your mobile number.We'll contact you and work to address your issue at the earliest.
Regards,
ICICI Bank Customer Service Team.
We are sorry to hear about your experience.We have made note of your mobile number.We'll contact you and work to address your issue at the earliest.
Regards,
ICICI Bank Customer Service Team.
Dear sir,
sub: contract has been terminated but it is showing in cibil OD.
i have take loan in Tata Motors Finance Ltd in 2009 Jan and track has terminated in July 2010, but in CIBIL report it is showing OD of Rs. 9, 110/- reporting date is[protected]. but it has colosed on[protected] since 18 months CIBIL report has been not updated, kindly look into the issue.
regards
medak srinivas
[protected]
AJNPM6512H
sub: contract has been terminated but it is showing in cibil OD.
i have take loan in Tata Motors Finance Ltd in 2009 Jan and track has terminated in July 2010, but in CIBIL report it is showing OD of Rs. 9, 110/- reporting date is[protected]. but it has colosed on[protected] since 18 months CIBIL report has been not updated, kindly look into the issue.
regards
medak srinivas
[protected]
AJNPM6512H
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