[Resolved] CIBIL — Incorrect report | |||
I am frustrated since I had applied for a small education loan amount of 88000/- from Credila, Nasik. I have been offered for a good education program of 6 months called "Diploma in business consulting" from Aegis school of business, Mumbai. Initially I had borrowed, home loan of 2,97000 & small consumer loan of 50000 of which I am paying regularly. However, credila team cited that My CIBIL report is showing 6,11,591/- amount of outstanding loans. I cross-checked when I obtained copy of my report from CIBIL that it has added home loan twice which is utter mistake. Because of this erroneaous job, my application or loan has been held from sanctioning. Please suggest me how I should take on to CIBIL. Nitin Deole Aurangabad [protected] Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
4 Comments | |||
Comments
I have a saving account in HDFC bank, porur branch, chennai since more than 4 years. HDFC BANK also good customer relationship. so that i am moved my salary account to hdfc bank. my performance is also very good. so that i have applied last time my personal loan and got a loan aslo properly paid my
EMI to hdfc bank successfully completed feb, 2011 my Personal loan.
About your good customer relationship, i recently applied for a personal loan to hdfc bank and was assured by the customer executive that i was eligible to get the loan and was asked to show the papers also got personal loan application completed and ref quote no.19293421 got by hdfc sms.
Then suddenly these people rejected my personal loan application without valid reason
explained to me. i was totally shocked they telling the reason. they telling " credit card over due so that your application rejected". I am again very shocked.. i am not using any credit card still now when i getting a credit card, how they saying credit card over due. still now i am very upset.
i am also very repected person in my society and capable of paying back.
I want to know if the assurances that hdfc bank personal loan proper reason.
I request to the bank - managing director and management to pay the attention to this.
Eagelry awaiting your favourable feedback.
Regards
M. Ramesh
[protected]@gmail.com
EMI to hdfc bank successfully completed feb, 2011 my Personal loan.
About your good customer relationship, i recently applied for a personal loan to hdfc bank and was assured by the customer executive that i was eligible to get the loan and was asked to show the papers also got personal loan application completed and ref quote no.19293421 got by hdfc sms.
Then suddenly these people rejected my personal loan application without valid reason
explained to me. i was totally shocked they telling the reason. they telling " credit card over due so that your application rejected". I am again very shocked.. i am not using any credit card still now when i getting a credit card, how they saying credit card over due. still now i am very upset.
i am also very repected person in my society and capable of paying back.
I want to know if the assurances that hdfc bank personal loan proper reason.
I request to the bank - managing director and management to pay the attention to this.
Eagelry awaiting your favourable feedback.
Regards
M. Ramesh
[protected]@gmail.com
HSBC CREDIT CARD NO-[protected]. A REPERSENTIVE FROM HSBC VISITED MY OFFICE AND TOLD THAT SOME AMOUNT IS OUT STANDING IN THIS CARD.AND THEN I HAVE PAID RS 6000/- VIDE CHEQUE NO-90796 AND THE AMONT HAS BEEN DEBITED TO MY SAVING AC-787
I O B SECTOR 28 A ON 20.06.11. AMOUNT IS STILL NOT CLEARED FROM CIBIL.
STANDRAD CHARTED CREDIT CARD NO-[protected]. A REPERSENTIVE FROM STANDRAD CHARTED VISITED MY OFFICE AND TOLD THAT SOME AMOUNT IS OUT STANDING IN THIS CARD.AND THEN I HAVE PAID RS 5500/- AND THE AMONT HAS BEEN DEBITED TO MY SAVING AC-787
I O B SECTOR 28 A . AMOUNT IS STILL NOT CLEARED FROM CIBIL.KINDLY DO SOME THING SO THAT HOUSE LOAN CAN BE TAKEN.
REGARDS
M M KOHLI
PAN NO-ABMPK 4845 Q
E.MAIL [protected]@iffco.nic.in
plot no-2b &c sector 28 a chd
Phone-[protected]
Resi-House
no-1647 Phase no -10 Mohali Pb
Phone[protected]
I O B SECTOR 28 A ON 20.06.11. AMOUNT IS STILL NOT CLEARED FROM CIBIL.
STANDRAD CHARTED CREDIT CARD NO-[protected]. A REPERSENTIVE FROM STANDRAD CHARTED VISITED MY OFFICE AND TOLD THAT SOME AMOUNT IS OUT STANDING IN THIS CARD.AND THEN I HAVE PAID RS 5500/- AND THE AMONT HAS BEEN DEBITED TO MY SAVING AC-787
I O B SECTOR 28 A . AMOUNT IS STILL NOT CLEARED FROM CIBIL.KINDLY DO SOME THING SO THAT HOUSE LOAN CAN BE TAKEN.
REGARDS
M M KOHLI
PAN NO-ABMPK 4845 Q
E.MAIL [protected]@iffco.nic.in
plot no-2b &c sector 28 a chd
Phone-[protected]
Resi-House
no-1647 Phase no -10 Mohali Pb
Phone[protected]
CIBIL — cibil report is not correct against pan no-AOZPD8515Q mobile no-9435380765
i am not guarantor of any housing loan from any bank54%
Complaints
1314
Pending
0
Resolved
686
+91 22 6140 4300 [Helpline]
+91 22 6638 4600 [Corp Office]
Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021
Regards
Madan Mohan Kohli
S/o Sh Assa Ram Kohli
Pan -abmpk 4845 k
e.mail.[protected]@iffco.nic.in