[Resolved]  Citibank — Faulty credit card Bill with too much of interest charges

I have a citi bank credit card [protected]. I used this card last year between Jan 2007 to april 2007 for almost Rs.20000 after that i stopped using it because of too much of interest charges. Bill was standing at 20k so i started paying more than my Minimum Due amount for example if my Minimum due amount is 1000 i was paying 2000 so that my balance keep on decreasing but actually it was increasing so i asked them why it is happening but they never gave any satisfactory answer. What is more frustrating was i told them please convert them into EMI but they said we can't do it now so i stopped making payment and told them please resolve this issue and stop sending me bill now the situation is that my bill is standing at 37k. I have emailed them so many times and they replied me once that they can adjust my bill at 20k which is too much for me, why should i pay so much when i have already paid 12k out of i am ready to settle at 12k but after emailing them so many times they are not replying me anymore. Please advice me
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Aug 14, 2020
Complaint marked as Resolved 
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Citi Credit Card — charging interest

hello sir,
my name is kaitav shah, i stay in kandivli west(mumbai).
i purchased dvd player from croma and paid payment through my citi credit card.
i have my saving a/c in punjab national bank joined with my mother.
As punjab national bank has not made changes in thier registrar for verifying signatures.In thier computer they have only my signature.i have given many times appliaction to enter my mothers signatures but they havent done.

After purchasing dvd player i made payment before 4 days of due date through punjab national bank with my mothers signature.
as chque bounced and after i called them on hotline number they told me the chq has passed and there is no problem
after 2 or 3 days they called us, and saying that u have been charged extra money for intrest for paying aft due date.

so wht i do

Credit Card — too much interest charge

Hi,
As I have already requested you several times that please stop leaying charges but you are not ready to help me in any positive way and you have always replied me with no resolution of my problem.

your recovery department people are teasing me like anything by calling me again and again.

I told the recovery guy that I want to clear the remaining dues of my credit card bill but I am not able to pay the whole amount at once now so please convert my whole remaining in four installement and I will pay it every month so I can get rid of these ICICI credit card and it's extra charges but he was not ready to accept my request.


I have paid 2500 rupees today against my ctedit card bill but now I want to know that how much total amount I need to pay(extra levied amount must be deducted from the total due) and how many installments are possible.

If you want to talk to me than please contact me on +91-[protected].

IF YOU DO NOT GIVE ME ANY PROPER SOLUTION OF THIS PROBLEM THAN I WILL BE NOT HAVING ANY CHOICE EXPECT GOING TO CUNSUMER COURT.

Thanks,
Akash

Citibank — citi bank charges too much

Citi Bank ludhiana branch confirm the chagres will be revirsed and later inform the charges will not be revised. for the out ward remitance other banks have less charges then citi bank and even inward usd exchange rate is much higher bank keep much profit

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