[Resolved]  Credit Cards — updating CIBIL Report

Sir,

I Nawal Sabharwal born on[protected], having PAN No. AJMPS 3432 M, residing at 6-3-597/12, Venkataramana Colony, Khairatabad, Hyderabad 500 004, residence telephone No.[protected] and my Office Address is 5-3-989, Sherza Estate Cellar, Nizam Shahi Road, Hyderabad 500 001 and the Office Telephone No. is[protected].

I had used two Credit Cards mainly from HSBC and ICICI Bank Ltd.

I had contacted HSBC Bank on Rajbhavan Road, Hyderabad and informed them that I would like to pay my complete dues in my Credit Card No. [protected] and they informed me the total outstanding in the mentioned credit card amounts to Rs. 12910/- payable in cash before 12th February, 2007 and the entire amount was paid on 9th February 2007.

Similarly I had contacted ICICI Bank Ltd located at 5-9-2, JVL Towers, Saifabad, Hyderabad on 20th June, 2007 and they informed me the total outstanding on my Credit Card No. [protected] amounts to Rs. 22534/- and the same has been paid on 20th June, 2007.

Also an outstanding amount is being reflected in regard to ICICI Bank Ltd. My Personal Loan A/c No. LPHYD[protected] in the CIBIL Report, the same has been totally cleared and closed by paying Rs. 84677/- for which the Cash Receipt No.[protected], dt. 19th May, 2009 is receieved. Also I have received the No Dues Certificate dt. 28th May, 2009.

Inspite of me paying 100% as per their demand these accounts are being shown as outright settlement in my CIBIL report. And this has dropped my credibility. Kindly verify from the above two mentioned banks and update my CIBIL Report as early as possible as I have paid my 100% dues to them. Awaiting for an favourable reply at the earliest.

Thanking you,
Yours faithfully,


Nawal Sabharwal
Cell :[protected]
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Aug 14, 2020
Complaint marked as Resolved 
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Sir,

I Minesh Thulasidharan Pillai born on[protected], having PAN No. AJGPP3808C, residing at C-121 Ashoknagar Society, B/H Sundervan, Jodhpur Tekra, Satellite Road, Ahmedabad - 380015 residence telephone No.[protected] and my Office Address is Indian Express Newspaper Mumbai Ltd, M/11 Athwa Arcade, Athwa Gate, Nanpura, Surat - 395001 and the Office Telephone No. is[protected], 2470374.

I am using three Credit Card mainly from HDFC, ICICI Banks Ltd.

I had contacted HDFC Bank on 405/406 21st Century Fourth Floor, Ring Road, Surat-395002 and informed them that I would like to pay my complete dues in my Credit Card No. [protected] and they informed me the total outstanding in the mentioned credit card amounts to Rs. 42986.81/- payable in cash/cheque before 23rd January, 2010 and I have made the payment of Rs.42987/- vide cheque no.307774 dtd:-05/01/10 entire amount was paid on 5th January 2010.

Similarly I had contacted ICICI Bank Ltd located at Vishwakarma Arcade, Surat and they informed me the total outstanding on my EMI Credit Card No. [protected] amounts to Rs. 14184/- but I am regularly paying Rs.1000/- as minimum amount.

Similarly I had contacted ICICI Bank Ltd located at Vishwakarma Arcade, Surat and they informed me the total outstanding on my Credit Card No. [protected] amounts to Rs. 19727/- which has been coverted to emi scheme for 24 months in which I have already paid for six months and even regularly paying Rs.1340/- as minimum amount.

Inspite of me paying regularly as per their demand these accounts are being shown as outright settlement in my CIBIL report. And this has dropped my credibility. Kindly verify from the above two mentioned banks and update my CIBIL Report as early as possible . Awaiting for an favourable reply at the earliest.

Thanking you,
Yours faithfully,

Minesh T Pillai
Mobile :- [protected]

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