[Resolved]  DHFL Home Loan — Increasing the rate of interest

Hi
I too confirm that DHFL is offering very poor service and i have faced lot of problems while getting loan. i got the loan after 1 year during the year i have submitted N no of times the bank statement and payslips.
ultimately they have charged 50, 000 towards cheque issue. this was my bad experience at Himayat Nagar branch particularly Nagender is the sales executive he is an and he tried to mitigate and tear the papers 2 times for the bribe. if anyone wants evidence for reciept of money by nagender i will produced the recorded conversation.

dear sir,

Befour 1 month i am going to Your indore branch Every day for Docoument List but your branch Employye are not support me. they are giving me excuse every time.indore branch is very poor in services. all empolyee in seating at indore office only foket work.i fed up with DHFL Please help me anyone.

very poor in service
very poor in approach towards customer
increase of interest rate
taking much time to sanction loan
dont visit to any branch of dhfl bank anywhere in india.

I also applied the Home loan on dated 9th june-2009. At the end I have got loan from DHFL vyasya bank, Pune Near FC road branch. I also observed very poor service from them... Also at the time of loan agreement i.e. on 2nd sept-2009 interest rate told that 9.75%. However at the disbursement of loan amount they increase the loan amount 10.25 floating... it's really bad..

Thanks everybody for sharing this information .., I was planning to apply for home loan from DHFL but now i wont .

cheatting customers, very bad approch and behavier to the customers by the manager, not reducing the interest rate the other bank reduces.dont go for dhfl home loan .better than that is to suicide...

its true this bank is cheating poor people. every bank has decreased their rate of interest but i m still paying 11.5%. they told me to pay 3% and after that they will provide me 10%interest rate. now how is it floting

I have submitted all the necessary documents to DHFL representative three months before because I have to complete my renovation before my marriage which is held on OCT-21-2010. Finally my loan has been sanctioned one month before as per Vellore BM statement; I was following up with them for my cheque, during this period they had visit my property. But today[protected], I called to BM regarding my loan status, instead of positive news; I got news from BM that “Sorry we are unable to process your loan”
I have given DD to DHFL, I have given my blank cheques, I have given all my property original documents to them.
Reason which I heard that, the property is interior (80 % of places interior in India), I accepted this is your company policy. They would have told me that before applying my loan otherwise would have told me after ten days. Simply they have declined my request after several efforts. It’s not mean that again I request you to approve my loan.

please guide me... m appearing for home loan in DHFL i allready paid 26, 000 towards loan sanction,
they tought 10.25% interest rate...please advise that- applying in DHFL issafe or not

I took a plot loan on June 2011 for 15 lakhs - 10 yrs tenure with 11% as interest rate. They sanctioned the amount by fixing EMI as Rs. 21203. The very next month (July 2011) they increased interest rate to 11.25 % and again next month as 11.75% and based on that they increased my number of installments from 120 months to 129 months without any intimation. Since then they have not decreased the interest rate, it remains same as 11.75 till now. With this decision I have to pay 9 installments * 21203 = 1.9 Lakhs extra. I feel this is like perfect cheating where they canvas customers with competitive interest rate and once become customer they shoot up the percentage in very next months. They give explanation as usual like RPLR, Lending rate, RBI etc. Even though my loan is floating, how can they increase the interest drastically in their own way? is there any regulations against such marketing tactics of NH Banks?
how is our banking regulatory system allow such well-planned marketing tactics? Please do something, not just for me but against such unethical business they do and to avoid any more victims Thanks!!

Still DHFL charges 11.25% rate of insterest on home load. such a finance company.

already home loan rate of interest low as compare DHFL..

i suggest you dont go with DHFL home load.