[Resolved]  Fullerton India Credit Company Limited — status of written off

Respected Sir /madam,
With due respect, I rishu Vyas, submit that i had taken aloan of Rs,150,000 from fullerton. To me this was a personal loan,but in cibil you have shown it as business loan.
Also I had been paying the installments regularly every month. But since JANUARY 2011 NO BODY CAME FOR COLLECTION. Nobody contacted me, though i was at the same address. After 2-3 months I went to your office in Mohalli but the Office had changed. Now I did not know where to submit. Then in June I Came to know that you had written off the loan.




i Mr. Yogesh Deshpande, pune took business loan from your company in February 2007. Account no.:[protected] sanction amt:2,00,000/-, where my mother was 1st applicant and i was co-aaplicant. Due to
personal reasons my mother could not repay the loan EMI regularly,hence i had repaid and cleared all outstanding amount in 2009. Eventhough cibil report shows the status as written off. i request you to clear the written off status on cibil, so that i shall be able to process the home loan faster. Fullerton changed the office not i. whose responsibility is it to inform? third no person from your side contacted. forth no written communication was done by your company regarding change of address or informing that you were written off loan.Allow me to know the person of contact for this, so as to know the process further. kindly look into the matter.Sir, Your company has wronged a cibil concious person for no fault of his.Still even after this, I found out your address and deposited the full amount without any discount with interset and prepayment charges.Sir now it is time to make amends. Please update cibil with no loan outstanding status and also take back the write off status as prima facie you did not inform the change of address and you had no cheques and nobody contacted me and on top of it give misinformation about my status to cibil

Awaiting your response

yogesh deshpande

Loan a/c no [protected]

email id:[protected]@gmail.com

Dear Mr. Deshpande

We apologize for the inconvenience experienced by you due to certain aspects of our services. We have noted your concern and will get in touch with you and work towards resolving your issue at the earliest.


Regards,
Customer Service Team, Fullerton India Credit Company.