[Resolved]  Future Generali Life Insurance — Denial of Medical Recheck

Address:

Mumbai Suburban, Maharashtra

I have applied for a life insurance with Future Generali as a guarantee for the housing loan taken by me. After medical examination they asked me to pay increase premium, reasons given were weight and blood sugar level. About weight I accepted the fact but for the blood sugar level, I requested them for re medical as I never had history of diabetics, which was denied on the ground that is has been done on the code HBA1c. About this code my sister who is a doctor by profession told me that the verification under the code mentioned above is done only in case where the doctor is sure that the patient is a diabetic and the test are done to identify percentage of the illness. To this the person coordinating had no answer except that, I have to pay the extra premium.

Need guidance on this.

with Warm Regards

CA Sandeep Bagade
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