[Resolved]  HDFC Bank — Business LOan A/c No. 18488154

Address:Pali, Rajasthan

Dear Sir/ Madam ,
Good-morning.
I am Mahendra Choudhary Form 132 Maharana Pratap Nagar Pali.
Sir My Father (Late Mangilal JI Choudhary) Is a Govt. Contractor. My Father Is Only One Proprietor Of Choudhary Construction Company 132 Maharana Pratap Nagar Pali.
My Father Mangilal Jiwas Open a Current Account([protected]) In HDFC Bank , Pali in Financial Year 2010 -11 . My Father Was give Me Signature Authority in the Bank A/c.
My Father was Take a Loan (C.C. / OD Limit, against Lease Property Amount 1720000)Form HDFC Bank Pali in Finance Year 2010-11.the Loan A/c NO. Is [protected].
My Father take a Loan Product Name Is Business Loan (1848815, Amount 500000). My Father take a Insurance Policy against Loan, When they are 58 Year age. But Bank Insured Me and Nominee Declare My Father . this is a Wrong Theory of Bank Bea cause My Father Is less then 60 Year age and Only One Proprietor OF Choudhary Construction Co.
My Father Pay in Continuous C.C. Limit Loan and Business Loan Amount Was Finance 500000 .
My Father Was Pay Installment 25204 @ 8 =201632 . Suddenly My Father Was Die On[protected] .
After Death I Contact to Bank and told to Death Information of My Father. after Few Month Bank Was Pressure to Me For Loan Recover .
I Was So Sad. and Slowly Slowly Paid the C.C. Limit With Interest.
The Business Loan Was Finance Amount Is 500000. My Father Paid 25204 @ 8 Installment = 201632
after Death Bank Recover amount Is 11823 BY A/c Hold Process My Father S/B A/c on Date 30.01.2012. without any Information ,
I was Deposit a Cheque Amount 62987 in Farm Current A/c [protected] On Dated[protected] and Bank Recover this Amount By A/c Hold Process. Without any Information.
Busnious Loan(Finance Amopunt 500000) Paid Calculation Is : -
Paid BY My Father [protected]@ 8 Installment = 201632.00
Bank Recover In My Father S/B A/con Dated 30.01.2012 = 11823.00
Bank Recover In My Father Current A/c Dated[protected] = 62987.00 Total Paid = 276442.00 In 5.00 Lack Finance Amount.

Overdue Charge's Is 40509.00
Cheque Bouncing Charges Is 450.00 @ 15 Cheque After My Father Death Period (04/01/12 to 04/01/13 ) 6750.00
Total Charges IS 47259.00
I Was already Inform to Bank for Death Information and Not Use the Cheque's Of Installment. But Used By Bank this cheque's. With Informatory.
Iam Requested to Bank For this Loan A/c Settlement. The Bank Loan Office Mr. Amit Gour(Jodhpur) Give Me the Settlement Amount 1.50 Lack .
I am Agree to Paid this Amount In Ago March 2013 .
after I Was Deposit A Cheque Amount 600000.00 On Dated 02.02.2013 In HDFC Bank In Current A/c [protected]. But Bank Was Recover to 407746.53 In 6.00 Lack. Without Any Information. I Am Requested to To Bank The Settlement Amount(1.50 Lack)
Recovered . But Not Hearing In HDFC Bank Pali & JOdhpur Collection Manager and Not Hearing In HDFC Phone Banking Customer Care No.
My Father Is All-ready Die in 1 Year Ago. MY Family is Depressed For My Father Death. MY Father Is a Civil Contractor In Govt. Department . The Govt. Department Not Paid My Father Contract Amount Without Succession Certificate Because The Choudhary Construction Company Is Only One Proprietor(My Father Shri Mangilal Choudhary).
After My Father Death Farm 's Market Liability Heavy Pressured On My Family.

Dear Sir I am Requesting You We Are All-ready Depressed to Death Of My Father. I am Continuous Paid Loan With Interest Charge's. But Bank Was Pressured to Extra Amount .
Business Loan Finance Amount 500000.00
Paid BY My Father [protected]@ 8 Installment = 201632.00
Bank Recover In My Father S/B A/con Dated 30.01.2012 = 11823.00
Bank Recover In My Father Current A/c Dated[protected] = 62987.00
Total Paid = 276442.00
Over Due Charge's With Cheque Bouncing Charge's = 47259.00
Finance Amount =500000.00
Total Amount =547259.00
Total Paid Amount =276442.00
Total Diffraction Due Amount =270817.00
But Bank Was Recovery By A/c Holding the Amount is =407746.53
Extra Recover By HDFC Bank Amount Is =136929.53
This Is Negative Think / Plan Of HDFC Bank .
Please Help Me .......

Thanking You Sir
Your Faithfully
Mahendra Singh Choudhary S/o Late Mangilal Choudhary
132 Maharana Pratap Nagar Pali (Raj)
Contact No. [protected] , [protected]
Choudhary Construction Company (Mangilal Ji Choudhary ) Current Prop. A/c No. [protected]
Choudhary Construction Company (Mangilal Ji Choudhary ) C.C. Limit A/c No. [protected]
Choudhary Construction Company (Mangilal Ji Choudhary ) Business Loan A/c No. 18488154
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Aug 13, 2020
Complaint marked as Resolved 
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