Show menu
Close
FAQ FAQ Categories Categories Sign in Sign in
Close
ADVERTISEMENT

[Resolved]  HDFC Bank — Unethical practice by hdfc

HDFC is a treacherous lending company.Their sales team will not tell all details regarding loan, but are eager to take processing fee quickly.Then they will start asking for un necessary documents and delay loan process.Before taking processing they will keep mum abou documents.

Their customer care and sales team is the worst among private sector bank.But their service charges and interest rates are very high.it is better to avoid hdfc
ADVERTISEMENT
Complaint marked as Resolved Aug 14, 2020
Complaint comments  6 CommentsShareTweet

Comments

My experience has been really good with HDFC when it came to getting the loan disbursed. I think was lucky with the person who handled my case & even paid me my processing fees back but I agree banks when it comes to increasing ROI do it for new & old customers but when it comes to reducing ROI they do not reduce the same for Existing customers. I think people should join hands & file a PIL against this malpractice. Let me know if you guys are interested...

Nitin Grover
i applied for home loan for rs 2000000 but i insisted to take loan for rs 2100000 (one iac rupees for hdfc std insurance cover for property). i was not informed about the variation of rate of intrest at <2000000 &>2000000.. today i feel that i was cheated by hdfc team by 1.5% intrest .now i have only option either to transfer the loan to another bank or repayment any how, because it is clerly a cheating with a customer by not giving full details of home loan
These days so-called leading ICICI, HDFC etc. all loot from "existing" customer by all means. e.g. they too increased 1.5% and decreased by 0.5% and effectively increased by 1% in Dec.2008! when PSU's reduced to 9.75%.

There is NO ethical practice followed by these banks. There is NO such thing called "floating rate". It is only one directional, ie. trap the customer when it is low, and keep increasing but don't decrease when the economy softens.

I don't know what happening in this country. Nobody cares. If anybody is going to file a PIL on this, i will support. You can add me as a victim.
ADVERTISEMENT
Guys

I have created a group for HDFC home Loan customers.It shall tackle the issues related with HDFC .This Group is open to all HDFC loan customers of New Town Height and Express Grens Memebers or for any different property they may hold.We will only be discussing related with HDFC Home LOAN.

In case you guys have taken a loan from HDFC please join it.

http://in.groups.yahoo.com/group/hdfchomeloancustomers/

Group Name Changed.

I also have loan from HDFC & its no fun paying them this high rate of interest.

They keep offering lower rates to new customers once they fall in tran the interest rate for them also goes up.

This group is for existing home loan customers.

Lets get together & Thanks for your support.

Regards

Nitin
[protected]
SOME WHERE FORUMS / ASSOCIATIONS ARE FORMED FOR SOME INDIVIDUAL GAINS. I AM ALSO A PROFESSIONAL BELONGING TO THE LEGAL FRATERNITY. WE DO HAVE OUR SOCIAL RESPONSIBILITY TO GUIDE EVERY CITIZEN OF INDIA TO GUIDE IN RIGHT EARNEST SEEKING ADVISE AND OPINION. SUCH KIND OF OPINION FORMATION HAS TO BE OF THE HIGHEST ORDER THAT DEMANDS MORE ACUMEN, BALANCED AND SHOULD NOT BE DETRIMENTAL TO PEOPLE, MORE SO TO CORPORATES OF GOOD GOVERNENCE AND TO GOVERNMENT BODIES, WHO DO YEOMAN SERVICE ETC., CRTICISM CAN BE CONSTRUCTIVE THAN BEING DESTRUCTIVE. ALL THE COMMENTS THAT ARE PASTED HEREIN LACS CLARITY. WE HAVE OUR RESPOSNBILITY TO MOTHER INDIA IN NOT MISGUIDING ! J A I H I ND --- RADHIKA
What has been commented by Ms Radhika, who I suppose is a legal professional, there seems to be a credibility in her view. We all do have social responsibility in the growth of India in overall perspective. let there not be any personal agenda that is been set in to impute asperations against premier institution like HDFC with malafide intentions and without substantiating any reason. We need to understand that imputing aspersions by itself is contrary to the Law of the land. Let there be constructive deliberations rather than baseless allegations and thereby wasting and causing wastage of time for ordinary citizens like me. - S. KUMAR

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    HDFC Bank
    Customer Care Service
    Customer satisfaction rating
    61%
    Complaints
    26366
    Pending
    0
    Resolved
    15344
    HDFC Bank Phone
    +91 22 6160 6161
    +91 22 2498 8484
    HDFC Bank Address
    Branch 542, Trade World, A Wing, Ground Floor, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra, India - 400013
    View Full Information
    ADVERTISEMENT