[Resolved] HDFC Bank — Home loans interest not at par that is published | |
I have availed two plot loans from Centurian Bank of Punjab, Mysore 3 years back, the said bank has been taken over by HDFC Bank. While sanctioning the loans I have been given at market rate of interest rates and they also pushed me to AVIVA insurance policy offering further 0.5% on discount on interest?. To nightmare I understood, that I have been sanctioned the loan under 'Business Category' i/o Salaried person under NRI category, which I was never aware of. HDFC Bank is pushing me to provide fresh cheques and increased EMI etc., Curently I have been paying @ 13% though the market rates and again the rates from the same bank ranges between 8.75 ~ 9%. After checking with the bank the concerned sales person has made a mistake to get a quick sanction of the loan mentioned as Business Category, which is none of my mistake. Since this a part of Centurian Bank of Punjab loans, the HDFC Home Finance does't support any of the querries and I need to rely on HDFC Bank for any querries and their response very poor............... Is there way can I get a solution to get charg at market rates or at par with the rates with HDFC Bank on housing loans? My loan number are 91184382 & 91104304 Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
 1 Comment | |
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Me too am suffering recently in the hands of HDFC Housing Loan Department.
I have applied for a loan almost a month back, but the same is under processing stage till now where they have a policy of getting it done upto 15 days. I also dont know upto wat stage the same is processed. I have been calling Ms. Beena nair from quiet some time on 67546091, but either the bell rings or the phone is engaged. I have not spoken till now.
I have never seen such pathetic and unorganised way of working. The Builder is also presurrising me either to release money or will have to pay delayed charge.
CAN ANYONE GUIDE ME ANY HEAD OF HOME LOAN DEPARTMENT WITH WHOM I CAN PLACE MY COMPLAINTS.
Regards,
Amit
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