[Resolved]  HDFC Bank — HDFC BANK PERSONAL LOAN

Address:

Gurgaon, Haryana

I agree with you all 100% since recently I came across the similar problem. I have a

loan account for Rs.10,00,000 with hdfc. I pay Rs.27280/- for 4 years. Recently I

needed some more money to pay my last instalment of my TDI flat in Kundly and I

requested for another Rs.3,00,000/-. Ms. Reena from HDFC bank contacted me

and told me that I have to pay Rs.29800/- per month for another 5 years ( I already

paid Rs.27280/- for 5 months). Since was in dare need of money, I agreed on this.

She collected the salary slips, my wife's salary slips (for a combined loan) and after

a month she contacted me again for signing the documents and for 3 blank

cheques. Since the executives are confusing me with the loan amount and rate of

interest, I asked her to let me know the final amount before handing over them

the cheques and other forms. She said that she will get back to me in 2

minutes...she never done so till today. After one week, that is yester day, I got an

SMS from the bank stating that "Loan application for Nand Kumar Menon of

Personal Loan, LOS No. 19790210 is disbursed for loan amount 22.80,000/- tenor

60 EMI 28852" ... followed by that another SMS "Amount of INR 217,522.00

DEPOSITED TO ACCOUNT NUMBER XXXX000 TOWARDS[protected]P-LOAN-

APPROVED-NAND KUMAR MENON". I never got a final call and never agreed on this

loan amount. I was supposed to get Rs. 3,00,000/- where as they top-up my loan

amount and given Rs.217,522 with an instalment for 5 years. I have to bear them

since my salary account is with them since more than a decade.