[Resolved] HDFC Bank — Loan amount adjustment | |||
The following is the mails sent to HDFC for A/C No:[protected] but no reply/revised statement received from HDFC Praveen Gupta [protected] Fwd:3rd Reminder reg. mail dtd. 22-5-12 for difference in amortization stt. Ashok Kumar Gupta Gupta Jun 12 to pritams Sir, I am sorry to taking your time for my earlier mails noted below. Will it not showed that after sale service or when the customers comes in your net, you have no time to remove his grievances. If you have no time, please tell me to whom I should contact. Once again I am waiting for your reply. Thanks Yours faithfully Praveen Gupta [protected] [protected] Forwarded message[protected] From: Ashok Kumar Gupta Gupta <[protected]@gmail.com> Date: Mon, Jun 4, 2012 at 12:30 PM Subject: Fwd: 2nd Reminder reg. mail dtd. 22-5-12 for difference in amortization stt. To: [protected]@hdfc.com Sir, I have not received the reply till date.Pl. expedite the intimate the position. Thanks.Yous faithful Praveen Gupta [protected] [protected] Forwarded message[protected] From: Ashok Kumar Gupta Gupta <[protected]@gmail.com> Date: Tue, May 29, 2012 at 7:24 AM Subject: Reminder reg. mail dtd. 22-5-12 for difference in amortization stt. To: [protected]@hdfc.com Sir, Pl. refer my mail dated 22-05-12 for reply is not received so far. Pl. expedite. Further, As per RBI guide lines, interest rates had been reduced but in my case the same is not implemented. Pl. reduce the interest rate also and let me know the correct position of the balance loan amount. Thanks Yous faithful Praveen Gupta [protected] [protected] Forwarded message[protected] From: Ashok Kumar Gupta Gupta <[protected]@gmail.com> Date: Tue, May 22, 2012 at 7:25 AM Subject: Difference in amortization stt. To: [protected]@hdfc.com Sub:- Difference in closing/opening balance. Sir Reg. amortization statement for A/C No:[protected] On the perusal of the same, it is seen that following transaction/amount paid for the account is not taken into account. Hence, there is difference in Closing/Opening Balance 1 1st amount paid by cheque no. 285519 as pre EMI which was credited to HDFC on 24.06.11 & not taken into account Rs. 3792 2 1st regular EMI was paid by cheque no. 285519 (Post dated cheque) which was credited to HDFC on 05.07.11 but the interest was charged for full month instead of proportionately. . 12780 Full month Intt. Hence principal less adjusted by (12780*12/30)-5512 Rs. 7668 5112 proportionate Intt. 3 In view of above 1 & 2, excess interest was charged and less principal 7668 Diff. is reduced by as per statement enclosed. 4 On 7-01-12, Pre Payment of EMI of Rs. 1,50,000.00 was paid by cheque no. 22536 including interest of Rs. 221/- which (intt.) is not shown in the statement. 5 Regular EMI of Rs. 24000/- for month of May (dtd.[protected] appears does not taken into account. 6 On 8-5-12, Rs. 3,06,619-00 was paid by cheque no. 234022 but Rs. 619/- is not shown in the statement. As per my calculation, balance loan amount after adjustment of Pre Payment dated 8-5-12 is Rs. 9,51,747/- instead 9,81,432/=. Please reconcile the account with my statement and intimate me. Yous faithful Praveen Gupta [protected] Comparision HDFC amortization Copy of[protected].xlsx Comparision HDFC amortization Copy of[protected].xlsx 15K View Open as a Google spreadsheet Download Ashok Kumar Gupta Gupta Jun 13 to dharmendrac, vaibhavt, devenders Sirs, I am forwarding the mails sent to [protected]@hdfc.com as he replied my mail to contact to you. Thanks Yours faithfully Praveen Gupta [protected] I am out of the office until 06/23/2012. please contact : [protected]@hdfc.com ,[protected]@hdfc.com ,[protected]@hdfc.com Note: This is an automated response to your message "Fwd:3rd Reminder reg. mail dtd. 22-5-12 for difference in amortization stt." sent on 6/12/2012 5:37:56 PM. This is the only notification you will receive while this person is away. Comparision HDFC amortization Copy of[protected].xlsx Comparision HDFC amortization Copy of[protected].xlsx 15K View Open as a Google spreadsheet Download Ashok Kumar Gupta Gupta Jun 25 to pritams, dharmendrac, vaibhavt, devenders Sir I am very sorry to sending this mail again and again as I am not getting response neither from you nor from your office from the person advised by you. This is the way of your services that you are not bothering about to give him some time to resolve his quarry. If it is not your work to answer your consumer after he purchased your product. Before purchasing the product the customer you chasing him and thereafter you forget him when he became your customer. If it is not your job,please tell me to whom I should contact. Comparision HDFC amortization Copy of[protected].xlsx Comparision HDFC amortization Copy of[protected].xlsx 15K View Open as a Google spreadsheet Download [protected]@hdfc.com [image][image] THANKS AND REGARDS VAIBHAV TIWARI Disclaimer :The information ... Jun 25 Ashok Kumar Gupta Gupta Jul 6 to pritams Pl, see my original mail dated May 22, 2012 which still not replied. PL. INTERVENE IN THE MATTER AND GET IT RESOLVE. . Yous faithfully Praveen Gupta [protected] Ashok Kumar Gupta Gupta Jul 23 (3 days ago) to pritams Sir I feel very sorry to write again & again but you & your office is not wake up to resolve the matter. PL. INTERVENE IN THE MATTER AND GET IT RESOLVE. . Thanks Click here to Reply or Forward People (4) vaibhavt Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
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