[Resolved] HDFC Bank — fraud with false policy | |||
Sir/Madam, I am a classic costumer of H D F C Bank,your employ name Tajinder kaur,(still she is doing job in HDFC Bank, in jamalpur branch)cheated me by giving me wrong polesy,she told me,sir you please give us 18000 rupees per year,three year you pay this amount,after that you stop giving payment for two year,and you get 108000 rupees,but she did wrong polecy for me,after three year when i stopped the premium,the company approached me,and told me that whole story,she is very much mischievous,she mentioned her own home address on the my polecy ,and collect all the documents,which were my rights,now when i was approaching her,she told me,Do,whatever you Do,i don't care.Sir/Madam I approached the bank manager also,but still there is no response,even they do not pick my phone,so you please tell me what can i do now? waiting for your reply Kulbhushan Johar. Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 4 Comments | |||
Comments
To
The officer,
Subject :- Complaint against Smt. Tejinder Kaur, Backup Manager, HDFC Bank Ltd., SCO No. 12, Sector 32-A Chandigarh Road, Ludhiana. Second Address:- Smt. Tejinder Kaur W/O S. Kawalnain Singh, R/O H. No. 295-R, Model Town Ludhiana.
Sir/Mam,
With due respect that, I am a law abiding and peace loving citizen of India.
In the year 2007, I visited Centurion Bank of India ( now known as HDFC Bank Ltd.) Model Town branch, Ludhiana and the accused apprised and induced to me regarding the AVIVA Life Insurance Policy. And at that time the accused told me that said policy is only for five year and I has to pay the premium only for three years and after three years nothing is to be paid by me and I will be entitled for the double amount equal to the amount paid by me in three year. Accordingly the accused give one AVIVA Life Insurance policy bearing No. WTG1479675, when she was posted at Model Town branch of Centurion Bank of Punjab, which has now been merged into HDFC Bank Ltd. After the purchase of the Policy, I regularly paid Rs. 18, 000/- per annum from 2007 to 2009 and thereby, I have paid Rs. 54, 000/-
To keep me in the dark the accused also mentioned the address of me in the said policy at her own residential address, so that I will not be in a position to receive any correspondence issued by the company from time to time. After the period of the three year I come to know about the address given by the accused as her residential address, I got changed the address to my actually residential address. It was clearly indicated by the accused that after the elapse of three years, I will have nothing to pay in future.
That thereafter I received various telephonic messages from the AVIVA LIFE INSURINCE company that in case I will not pay the fourth premium of 18, 000/- the payment of remaining amount after deducting 70% surrender charges will be made to me. And the policy was made by her lifelong plan policy (Year 2007 to Year 2064). By giving wrong information and wrong facts by the accused at the time of insurance of policy, the accused committed fraud and cheating with me.
It is therefore, respectfully prayed that necessary action may kindly be taken against the accused and give me my payment back as soon as possible.
With kind regards.
Date[protected] Kulbhushan Johar S/O Sh. Naresh Kumar Johar
H. No.2795, St. No. 3, Jammu Colony, Near Preet Palace, Ludhiana.
The officer,
Subject :- Complaint against Smt. Tejinder Kaur, Backup Manager, HDFC Bank Ltd., SCO No. 12, Sector 32-A Chandigarh Road, Ludhiana. Second Address:- Smt. Tejinder Kaur W/O S. Kawalnain Singh, R/O H. No. 295-R, Model Town Ludhiana.
Sir/Mam,
With due respect that, I am a law abiding and peace loving citizen of India.
In the year 2007, I visited Centurion Bank of India ( now known as HDFC Bank Ltd.) Model Town branch, Ludhiana and the accused apprised and induced to me regarding the AVIVA Life Insurance Policy. And at that time the accused told me that said policy is only for five year and I has to pay the premium only for three years and after three years nothing is to be paid by me and I will be entitled for the double amount equal to the amount paid by me in three year. Accordingly the accused give one AVIVA Life Insurance policy bearing No. WTG1479675, when she was posted at Model Town branch of Centurion Bank of Punjab, which has now been merged into HDFC Bank Ltd. After the purchase of the Policy, I regularly paid Rs. 18, 000/- per annum from 2007 to 2009 and thereby, I have paid Rs. 54, 000/-
To keep me in the dark the accused also mentioned the address of me in the said policy at her own residential address, so that I will not be in a position to receive any correspondence issued by the company from time to time. After the period of the three year I come to know about the address given by the accused as her residential address, I got changed the address to my actually residential address. It was clearly indicated by the accused that after the elapse of three years, I will have nothing to pay in future.
That thereafter I received various telephonic messages from the AVIVA LIFE INSURINCE company that in case I will not pay the fourth premium of 18, 000/- the payment of remaining amount after deducting 70% surrender charges will be made to me. And the policy was made by her lifelong plan policy (Year 2007 to Year 2064). By giving wrong information and wrong facts by the accused at the time of insurance of policy, the accused committed fraud and cheating with me.
It is therefore, respectfully prayed that necessary action may kindly be taken against the accused and give me my payment back as soon as possible.
With kind regards.
Date[protected] Kulbhushan Johar S/O Sh. Naresh Kumar Johar
H. No.2795, St. No. 3, Jammu Colony, Near Preet Palace, Ludhiana.
There is still no solution, m still waiting.
u r right
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plan no-life long unit linked templated.
plan code-WTG investment fund unit linked templated.
allocation proportion-Balance d fund.
n/a-protector fund.
n/a-growth
fund-100%
policy holder-kulbhushan johar.
Complaint against -M/s Tejinder Kaur, w/o Sr Kawanal nain singh, #295R Model town Ludhiana.
Adders where she is still working-sector 32 HDFC Bank jamalpur, Samarala Chandigarh Road, Ludhiana.