[Resolved]  HSBC — Charges on free lifetime card

Dear Sir,

Ref:- HSBC Credit card: [protected]

I am holding HSBC credit card which is a life-time free card. Recently my car load application has been rejected due to fact that my CIBIL report is showing defaulter of HSBC credit card payments.

When I took the card in year 2006, HSBC person had told me that it is a lifetime free card. I never used even single rupee using the card. Now I see there is around Rs.5000 as an accumulated late payment penalty. It is a bit concern to me how it happened for free life time gold card.

I am requesting you to please look into the issue and do the needful. I am requesting you to revert the entire penalty amount and cancel my credit card facility. Also inform CIBIL to remove my name in defaulter list.

Thanking you,
Yours Sincerely,
A. Siva Sankar,
Mobile:[protected]
E-mail:siva.[protected]@gmail.com