[Resolved]  HSBC Credit Card — Late clearance of payment cheques

visa card — reg credit card payment -non clearance

I am K.Kalyanaraman SBI Credit Card ([protected]) holder. I have dropped ING VYSYA Cheque of Rs.2000/= for September month payment at your SBI Guindy Branch Drop Box on[protected] cheque no 678481 dated[protected]. I have already complained about this matter on[protected] but no response till date. The complaint no is- MQ[protected]. As I have already dropped my cheque in your drop box, no late fee payment / overlimit charges should be charged in my account. Please waive off the charges if you have charged. I cannot accept for the above charges as I have paid the amount promptly before the due date. Till date the amount is not debited from my account. I have not received the September month statement till date.

K.KALYANARAMAN-- kkr.[protected]@ymail.com
[protected]

I have nothing to say about the complaint, but Im appalled at how anyone would want to publish their credit card numbers on the internet. As it is, credit card frauds are on the rise, with everyone openly putting their card numbers on a forum like this, it just makes the perp's work that much easier!

Late clearance of payment cheques
I am a resident of Pune and a credit card holder of HSBC Classic visa card. I made a request to Close my Credit card account via Phone to Call Centre Executive, the executive told me that you have to pay some Rs 790.00 to settle the account. And I paid the amount, but the at the same time HSBC has stopped my Online Account of Credit Card so I was unable to Check the status and they put some late fees charges and they start deducting the minimum amount from my HSBC Saving Bank Account. When the Amount is finished from in the Bank then they start calling to My Home Address for the amount Due on my card. Now the Amount reached to around 10000.00 and they also put the Credit Card Yearly Charges when I call to HSBC customer Care they told me that I have to that much amount to setlly My Account and saying that they have referred me to the nonpayment or defaulters list due to non payment of my credit card amount and legal action will be taken by the bank. I dont know what action should i take upon this bank.