[Resolved]  HSBC Credit Cards — Name in defaulter list | HSBC Card - [protected]

Address:

West Delhi, Delhi

Hi,

I was holding a credit card ([protected]) which was an add-on card. I used that card hardly twice/thrice in early days of 2006 when card made. After one/two months I found that I did not got statement of my card. Then, I called HSBC for my statements after that I got to know that expenditure done by my card will be merged with the primary card holder. After knowing this I stopped using this card and paid my expenditure to primary card holder (Ajit Singh).

My details:
Name: Tehendra Pratap Singh
Credit Card: [protected]
Current address: GH – 5 and 7, Flat No. 889, Paschim Vihar, New Delhi – 87
Email: [protected]@gmail.com

Details of Primary Card Holder:

Name: Ajit Singh
Address: H. No. - 332, Sec – 11, Vasundhra, Ghaziabad.
Relation: I don’t have any blood relation with Ajit Singh, He is my Uncle only. The card made on his reference only.

Difficulties I am facing?
My name is in defaulter list of CIBIL. Whenever, I applied for any type loan that got rejected. They said that I had not paid over 3 Lacs of amount of HSBC card. But this is false information on CIBIL portal. Because I had not used this card more than 1500/- that amount I already paid to primary card holder. Now, I checked with primary card holder he said that he has done settlement with HSBC. But my name is still in CIBIL.

I have sent mails to HSBC and have visited HSBC Branch and collection center in Noida. But, they are saying that I also equally responsible for the same. Please help me, I am unable to move one step ahead because of this reason. I have not spent a single pie but I am suffering a lot with that.

Regards,
-- Tehendra Pratap Singh
Cell # [protected]