[Resolved]  ICICI Bank — Fraud smsNcash feature

Do not use, ICICI Bank's recently introduced smsNcash feature. They do not send the money to the recipient and they just deduct your money from your account.

ICICI is the worst bank, I ever banked with. They do not have proper customer care service or people will give attention. It has been more than two months, since I sent money through smsNcash, the receipient has not received the money, and my complaints to the bank are not being answered.

Beware, always keep record whatever you are dealing with ICICI. They become like a Nigerian scam.
Was this information helpful?
No (0)
Yes (0)
Aug 14, 2020
Complaint marked as Resolved 
Complaint comments 

Comments

Yes, I also faced similar problem. ICICI bank did not check the system properly before it is making the feature live. The smsNcash system is utter failure, the money to whom I sent is unable to disperse the amount from the ATM and when I try to cancel the payment it is not displayed either in active / or withdrawn / or in Cancel. But the money is deducted from my account including service charge. If the mony is not withdrawn it should be listed under ACTIVE or if it is withdrawn it should be listed under WITHDRAWN or it is cancelled it should be listed under CANCEL, but no where it is listed. Where is my money??????

Guys beware. do not use smsNcash
yes I do agree with you.I also a victim of ICICI's brutal customer behaviours. This is the worst bank and I expect all Indians to understand the profit motive of this bank. Mrs. Chanda Kochar is getting massive salary by looting its poor customers like farmers and private sector employees. We Indians to understand the cheating behind this and should act against this united. I strongly disagree with RBI that they have control over all the banks in India. Finance minister to act very immediately against the brutal looting by ICICI bank in the way of Cheque book charge, Cheq bouncing charge, Debit card charge, etc etc..
I have used their sms n cash facility many times and i found it very helping. Also they are charging a very nominal service charge for the same. Never have i experienced any errors regarding the facility.
I had made the transaction through smsncash but payee is unable to receive the cash. Message appearing as Transaction blocked. it is very surprised that even my account has got deducted.
Dear Customer (Syed),

We would like to understand your feedback better. Please write to write to [protected]@icicibank.com with your contact number. Our official will assist you. Refer '141532' in subject line.

Regards,
ICICI Bank Customer Service Team
Dear Mr.Bapu,

We are sorry for the inconvenience caused. Please write to [protected]@icicibank.com with your contact details. Our official will assist you.
Refer '141532_aaad' in the subject line.

Regards,
ICICI Bank Customer Service Team.
Dear Mr. Joe,

Thank you for your kind words. Happy Banking.

Regards,
ICICI Bank Customer Service Team

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    ICICI Bank
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    65%
    Complaints
    23615
    Pending
    2041
    Resolved
    14252
    ICICI Bank Phone
    +91 22 2653 1414
    ICICI Bank Address
    ICICI Bank Towers, Bandra-Kurla Complex, Mumbai, Maharashtra, India - 400051
    View all ICICI Bank contact information