[Resolved]  ICICI Bank — ICICI BANK CREDIT CARD GRIEVANCE

Hi,

I am Vikas Sharma and working as a Software Engineer with TATA CONSULTANCY SERVICES from last 2.6 year. I was having my Salary account with ICICI bank, whose account no is[protected].Recently i got a call from the bank and they told me that i am having a Gold card whose due payment is of Rs 194000, which I never applied for. When I asked the details, the only part which was matching was my name and my DOB. And for the same reason my salary account is showing negative balance of Rs. 194000 due to which i am unable to do any transaction. I also enquired the same from the ICICI Sec-23 Branch and they didn’t help me much regarding this as they said that it’s the matter of credit card department so we can just provide you the credit card no against which this negative balance of 194000 if reflecting in your account i.e. [protected].So I request you to look into the matter as soon as possible.
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Aug 14, 2020
Complaint marked as Resolved 
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Dear Sir / Mam,

Regarding ICICI Credit Card no. [protected]

I was having my Credit Card and salary accounting with ICICI since June 2007. I use to pay my due well in time but still ICICI use to make auto debit from my account. Even I was not agreed to this in written or verbal. I have requested them and they have corrected a few of the times. Later my company has changed salary accounts in SCB so no funds were coming to ICICI A/c. As usual I use to make payment on due date via cheque, so ICICI bank has tried for auto debit which was not honored, so they has added these auto debit reversal changes to my statement. When I complained, they had reversed the same. To avoid any future issues or problems, I have closed the card and paid all of my legal and liable dues. But because of due on auto debit reversal and again auto debits has lead to a balances of Rs 11000 plus.

Now in 2009, I applied for home loan, but as this outstanding was appearing to my CIBIL report, because of which a few of the banks has refused to give me home loan, because of which I was not able to pay my due well in time to builder and he has charged me some interest. Finally one financial institution has approved my loan, because of other than this dispute no other credit is pending with me. My Car loan was running perfectly with SBI and all of my credit cards like HSBC, SCB, Axis, SBI, Citi every thing was fine.

Now as I had already faced the problem, so I decided to close this credit card issue and requested that this should be clear from my CIBIL report and paid an agreed amount to ICICI bank to avoid any future problem. Now ICICI has accepted this amount but feedback given to CIBIL is as settled.

Now one credit card Company has rejected my application because of this “settlement”.

Sir / Madam, You can check my HDFC home loan account, SBI Car loan Account, SCB Credit Card, Axis Credit Card, HSBC Credit Card, Citi Credit Card, SBI credit Card, nowhere a single cheque is returned. Non payment is a big issue on the other hand.

Request you to plz help me as I am a common man and just to avoid the future problem I had paid but again the same issue is creating problem for me.
Plz Plz help as this has disturbed me financially and mentally.

Regards /~/Anil Narayan /~/[protected]
Dear Sir/Ma’am,

This is for your kind information is that I received a credit card from ICICI bank on dated 13th March-2014, Card no. is [protected], I have not received Pin Code till date for this card, could you please resolve this matter.

Contact no. [protected]
Dear Sir/Ma’am,

This is for your kind information is that I received a credit card from ICICI bank on dated 13th March-2014, Card no. is [protected], I have not received Pin Code till date for this card, could you please resolve this matter.

contact no. [protected]
Dear Sir/Ma’am,

This is for your kind information is that I received a credit card from ICICI bank on dated 13th March-2014, Card no. is [protected], I have not received Pin Code till date for this card, could you please resolve this matter.

cont no. [protected]
Have availed loan against credit card. As per your miscommunication I have paid penal charges of Rs.1220/- for my loan account
Icici Credit Card Division
Sir,
My Credit Card No. is [protected]. I am using this card for more than 10 yeras. Since beginning the credit limit was fixed at 58000.00 only. Now this limit is not sufficient to meet my transactions. Many a times I feel embarrassed because of failed transaction on using card as there was not a sufficient balance left. I request you to review my credit limit and enhance the same to Rs.1.00 lac at least in order to avoid any embarrassement in the future.

Thanks

T K Arora
M-[protected]
1- my credit card no. is [protected] i m not able to use it for the last 10 months because o[censored] people's bad designs. now i want to surrender it immediately.
2- i have a savings bank account, close it immediately.
3- i have a stock trading account with you, close it and transfer my stock balance to prabhudas lilladher immediately.

whatever the charges you have to recover from me, advise me immediately within 3 days so that i pay it and get rid of you.

thanx

t k arora
m-[protected]

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