ICICI Bank — Against Credit card Loan

Hi,



I am Md Ansarul haque working in a private company as SEO head, organization is IT based.

I have a problem with ICICI bank, I have taken a loan of 50k and regular I paid EMI amount but unfortunately because of my accident, I am not able to pay EMI, but after that I mailed for final amount which I have to pay so bank charges extra amount and told me that you have to pay this (21K) in two stalments for final settlement. After that from Rohni sector ICICI bank I got a call for payment and thaey told me two date you have to pay and I agree to pay person Anurag working in ICICI bank Rohni send his EXE to collect first cheque, and they said sir for second cheque I will infor you when I will collect, but unfortunately Anurag didt contact me for collecting payment than I try to contact him his no is [protected], and this person didt receive my call than I mail to icici bank and they again told me that you have to pay 500 more because you are late, but thing is that because of his negligence why I paid extra amount I already agree to pay the amount and he try to late for extra amount, now i paid the 21k but still I didt get final settlements letter, they mail me to pay extra 500 more. So Now what I do Pl. suggest me that. I always try to sort out but bank delay to increase delay charges.



During this Bank automatically deduct 1mount from my ICICI saving amount, and showed balance is in minus, and today we get a mail from bank to pay more 14k earlier they told me to pay extra 500 and now they told me to pay 14 k. So pl help me how i mange and how i pay that much amount they harassed me and i am mentally harassed now, now what i do pL. Pl. Pl help me i am help less now i didt understand how i handle it, now i am totally depend on you, and i hope you must help me to out. I want to meet you people should i meet you.

Pl. help me out because try my level best to sort out honestly, I paid whatever they said now they ask for more money than he send me a final setelment letter.


Here are we get a Final decision from ICICI Bank



Dear Mr. Haque,

You may pay Rs.21, 000.00 in 2 installments. Kindly issue the PDCs for the same month.

Looking to your cooperation in this regard.

Sincerely,

Syed Ashraf
Account Manager
ICICI Bank Limited

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Dear Mr. Ansarul,

Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service - Loan'. Request you to provide the relevant details of the loan, along with your full name and contact details.

We will be glad to assist you.

Regards,

Nazia Sayeed
Office of the Nodal Officer
ICICI Bank
Hi,

Thanks for reply, Pl. sort out i want to finish it thats why i already pay 21k. now again asked for more how we pay.

I have written on given id but they are not supportive, they ask for that you have to pay 14k in first mail they ask for 500 and now 14k, so point is that why i paid extra amount, there is bank fault and than why i pay his exe didt came there to collect. so tell me what i do should i go to consumer court or any option is there to sort from BANK. they ask earlier 500 so i will pay 500 this is not a big amount i will but 14 k very much poor man like me cant afford it.
Pl. Help me to sort out

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