ICICI Bank — Exercising Authority to Debit Funds from my account | |
Name: Mohammed Imran Address: # 240/3, 1st Main, 5th Block, HBR Layout, Kalyanagar Post, Bangalore-560 043 ICICI Account No:[protected]Koramangala Branch). I got a call from ICICI Bank Chennai ([protected]) on 6th September, 2008 at 6:30 PM and th0e ICICI Bank Executive offered me Cash in select offer for a total amount of Rs. 4, 47, 000.00 against my Credit Card for which I accepted. On 09/09/08 an amount of Rs. 57, 000.00 was credited to my ICICI Account by the bank as a portion this loan amount and I was told by the executive that the remaining amount of Rs. 3, 90, 000.00 will be credited to my account by 12/09/2008. However on 12/09/08, I was informed by the bank that my request for cash in select is cancelled and on 13/09/08 the amount of Rs. 57, 000.00 was that was credited to my Savings account was taken back by the bank. I would like to register a complaint against the bank for: 1) Not following business ethics. They offer me a loan at first place and later inform me my request for a loan (Cash in Select in this case) is cancelled. However it should be noted that I never went to the bank for the loan 2) Exercising authority to conduct transaction in my account. 3) For not keeping me informed when taking the loan amount of Rs. 57, 000.00 that was credited to my account. Was this information helpful? | |
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I am ICICI bank customer having both credit and debit card. The bank has levied some charges which is not at all right and thereafter I tried to call the customer care which is very worst and offers poor service.Besides ICICI bank wont take feedback of these employees thus resulting a poor show of them. I tried to contact thru website which is again just a show case and always throw erro" sorry our servers peak loads, try after sometime". This error will give even in the wee hours of the day. Finally I thought let them contact me and stopped paying even the amount which i used the credit card. With its poor show it has not contacted me for six months and finally blocked the amount of my savings account without informing me (impossing extra 6000 Rs. as interest charges). So from this, one should understand that not to maintain both credit and debit card of same bank. They will take it as advantage.Even after paying the amount whihc they asked for its more than two months they have not unblocked the amount. Whenever we call the bank they wont lift the phone. So My dear friends, beware of this bank. Maintain only one card either debit or credit of ICICI . if possible not ICICI.