[Resolved]  ICICI Bank / Car Loan — Regarding Wave Off Bouncing & Late Payment Charges

Dear Balendoo,

We regret the inconvenience caused.
We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.

My name is Kapil, I have car loan LABNG [protected], I have cleared all my 59 EMI's last month and also bounce charges of 4000 change which is not correctly known to me and been said will get my NOC in 10 days either be sent to my given address or could collect in a nearest loan service branch.

I wanted to know if I will listed in CBIL as defaulter as my bank a/c got liened and money was pulled towards Credit card once so used to pay it personally at Banks where they accept it. As I have paid all bounce charges correctly and have not left any dues I think it should'nt be done as I am not holding anyones money with me. So, please let me know if I will be listed in defaulters list and if yes how would it be counted from the day I have taken the loan or from the day it finished or settlements done and CBIL normally bans you for 7 years for applying loans and credit cards . I hope you can update me on it.

Kapil