I, A. K. De have been using icicibank credit card since last five years and did't default single time in respect of payment. However on 10 th March I have made one transaction amounting to Rs. 83633.00 with NACIL through my credit card for buying air ticket which is Rs.11633.00 more than my credit limit. But within a week i. e. on 16/3/2009 the above amount has been paid by me in full. Now after receiving monthly statemant i found that an amount of Rs. 551.00 has been charge on me against overlimit charge. As per their policy raising of credit limit is a phone call away. In the past they had raise my credit limit automatically. Even after making transaction thay have raised my credit limit and confirmed by SMS. Hence i didn't care for raising limit.Buying air tickets through agents is cheaper and they even deliver at home free of cost.
In view of the above I want to know is it reasonable to levy such a charge when i didn't even availed of 50 days credit limit ? Was this information helpful? | 
ICICI Bank Credit Card — undue charges on credit cards
I am a credit card holder of icici bank since last 3 years and using and paying regularly payment of the card used. Since last three months unwanted charges are coming in statement of my credit card and i had been trying to complaint for this on customer care no.[protected]. But every time when i am connected with customer care and when i entered my credit card no. i get message sorry time is finished. so please see in matter and solve problem immediately