[Resolved]  ICICI Bank Credit Card — Harrasment done by bank

To,
Banking Lokpal,
Reserve bank of India,
Garment house,
Annie Besant road Worli,
Mumbai.

Sub: - Harassment done by ICICI bank

Respected Sir,
This is Anil Pandey from Indore. I was using ICICI bank credit card from last 9 months.My problem started when I have given a cheque 477491 of amount 25799.85 against the payment of the transition I have done in February (photocopy attached).the cheque was sent back to me by the ICICI bank with a letter which state the reason as UNAUTHORISED ALTERATION dated 6 march, which I have got in the month of April.
On 9 march I got a call from ICICI bank on my cell [protected] that payment of the credit card is not deposited due to some reason (which the customer care lady was not knowing).And when I have asked for the cheque she was not aware about the where some of that. So I deposited the cheque no.477493 of amount 25800.00.After in the next statement I was charged Surcharge of Rs 2200.when I have talked to the customer care on 29 march about this they replied that they will do the reversal of the Interest and the late fee payment in the same statement, I can pay the remaining amount so I paid Rs 1996.00 through my cheque no. 477495.But only 441.20 was only reversal has come not the whole amount (statement of April attached).After that I have talked to Customer care about all, with Mr. Pushpa raj ([protected]).Mr. Pushparaj told me that Mr. Jitendra from Indore will come to my place and will do the necessary settelement.I waited for Mr. Jitendra for almost two month but he has not came.
As there was no response from the executives than I have mailed to ICICI bank on 6 July to Customer care center regarding my subject. Than Mr. Jitndra Pande C.S.O. Hyderabad ICICI bank Hyderabad sent me the mail that I am sending the mail to the concern department for the settlement. Than once again after 20 days waiting for the answer from the concern department, I once again sent a mail to Mr. Jitendra Pande, that there is no respone.So on 28 July Mr. Mohammad Kaleem has sent me a mail that please send me you’re a/c no and contact no. So I sent that also, but on 30 July my ICICI bank Saving A/c was blocked (amount was Rs 6506.24).Than once again I called the customer care (Hyderabad) regarding blocking my money, they said this has happen due to some mistake they will solve this as soon as poosible.and than I have got a call from Hyderabad that please do the settlement we will unblock the amount to their ICICI bank Malwa Parisar branch Indore. But on 31 July I got a mail from Mr. V Bhupendra that you’re saving a/c have sufficient fund to pay so we can’t do the settelemnt.And on 12 august they deducted the amount.
Respected sir, please help me as I have lost my money and my concentration due to the financial harassment done by ICICI bank. And please help me to get my money back as well as compensation for the pain I have got through so many days. I need My Money and my credit card both activated. Please help me
You’re sincerely

Anil Pandey
Indore
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Aug 14, 2020
Complaint marked as Resolved 
Complaint comments 

Comments

ICICI Credit Card — harrasing to pay the amount without sending the statement

I didnot receive any statement from icici for the month of november. But i receive one for dec 2008, stating that i have a previous balance of 24000+ and with no details.
Even aftermaking so many calls and sending e mails to the so caLLED CUSTOMER CARE, i am yet to receive a statement stating the details of the previous balance.
To make things even more worser, i am receiving about 20 calls a day asking me to pay a min amount & the person who is calling me does have any information on these issues.
Please advice my course of action in this regard
Sir
Increse bill in credit card due amount
In Aug09 i recharge my mobile Rs 333 rupees by credit card no [protected].Then 28 Aug 09 bill generate Rs 443.72 so i talk to custmer care 2 to 3 times about this matter and demand to gives me statement details but i didnot recived credit card statement but i got sms every month incresing bill.
28 Aug 09 bill genrate Rs 443.72 against Rs 333 -- diff -- Rs 110 rupees
28 Sep 09 bill genrate Rs 915.67 against Rs 333
28 Oct 09 bill genrate Rs 1397.00 against Rs 333
28 Nov 09 bill genrate Rs 1898.00 against Rs 333 -- intrest increse Rs 472 to Rs 501 rupees every month. Is this fair? that i paid Rs 1898 rupees against Rs 333 rupees and why they didnot send me details.please check this matter and close my credit card account .I dont continue with your facilty and settled my money and close my account. This is not fair.Is that custmer satisfaction that you give me whithout statement bill and increse bill every month against Rs 333 rupees
Regards
P. V. sURYAVANSHI
[protected]

ICICIBANK — harrasment and late payment fees

i am holding emi card no [protected] validity is 10/08 to 10/12 in this regard i would like to complaint againt your executive and officer,this problem start from october10 onward,please find the details of payment against my loan,1-tran id-sb 9663132value date 9/21/2010,txn date 9/21/2010 bil/[protected]/pgt/[protected],2)sb[protected]/11/2010and txn date10/11/2010 bil/[protected]/pgt/oct/[protected].3)sb2162534dt 11/3/2010,bil/[protected]/pgt-mob/[protected])sb[protected]/18/2010 bil/[protected]/pgt/dec/[protected].before this payment was going smoothly,i think your executive and the officer talk without studieng the matter properly,they talk rubbishly with the senior citizen like me,and troubling lot on the telephone and talk same tme when opponent talk i would like to know through this complaint that littlle late of the payment lead to recovery dept and they treaten to customer of dire consequqnces,please note that the statement date is 2nd of every month and due date is 21fst of every month,and if it has gone to beyond due date matter can be go to recovery,from above you will find that payment has been made before due date then how can you penalise me,hence i am totally unhappy on your service and hopes you will clear this matter as early as possible ,please take this as my complaint
Hi,

We are sorry for the problem caused to you. We have made a note of your contact detail and shall get in touch with you soon to resolve the matter.

Regards,
ICICI Bank Customer Service Team.

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