[Resolved]  ICICI Bank Credit Card — fraud by bank executive & fake transaction registered Also bank withdraw money from my account when amount become 15k

Dear Sir,
in year 2007 i fill the utility bill service form with my crdit card but the executive change the form & reenter other bills in this service & bank without my confirmation activate the same.due to this they transact one bill amountof rs 3400 from my credit card when made complaint to bank they not taken any action & each time they forward the mail to me in which they comment my phone no. not reachable.After a long follow up when i stop the payment of credit card bank taken no action & when amount become above 15 k they withdraw the amount from my salary account of same account.Tried many times for settle the matter but they not want to do so.
Even they added my name in the defaulter list due to which my personnal & home loan requests are cancelled & i lost the oppertunity to avail the home.
These type of banks only enjoying the indian system as there is no hard rule or awarwness & a simple service person helpless against the system they made.These are the banks which are failed in foriegn countries but in india they become no. one because they target the simple & helpless service man who always obey & fear with law.

Do the help if any possibility.