[Resolved]  ICICI Bank Credit Card — cancelled transaction money not returned

Address:Hyderabad, Andhra Pradesh

Its time that ICICI Bank shuts down its operations due to its inability in managing its business. I made an international transaction through my credit card on 31st August 2011 for an amount of Rs.30,000/-. The merchant didnt bill me against my card as they do not accept international credit cards (which i was not aware till i made the transaction). The merchant sent me a confirmation mail saying that he didnt bill me against my credit card and wanted me to check with my credit card issued bank to return the money.

But we all know how fast icici bank services work. I didnt get my money till today 15th September 2011. Every time i call up, i get to hear a nonsense story from the so called customer service officers. Nobody knows the correct information (including the escalations officers over there). The merchant with whom i made the transaction who is in US, also called up the bank upon my request to confirm that the transaction is cancelled. But the merchant was also put to trouble by the bank asking him to send a confirmation fax which he did on 13th september itself,

However, we all know how fast the bank is. I still didnt get my money. The bank should start learning few things from other merchants. The merchant even though he is located in US and is not at all responsible for holding back my money, called up the bank and also faxed the confirmation mail upon my request. And here we are in India dealing with a nonsense bank called ICICI bank which is not willing to help its customers.

ICICI BANK HIGH TIME THAT YOU CHANGE YOUR STRATEGY AND BE CUSTOMER CENTRIC
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Aug 13, 2020
Complaint marked as Resolved 
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ICICI Bank — NOT RETURNING THE MONEY

DEAR SIR
ICICI BANK HAS DEBITTED AMOUNT 886.06 INR BY MY CREDIT CARD ACOUNT WITHOUT ASKING ME FROM MAY-07 TO JUNE -07 ON BEHALF OF GENRAL LOMBARD INSURANCE
NOW WHEN ASKING TO RETURN THE SAME THEY REFUSED TO DO THIS AND SAYS "THIS HAS GONE TO GENRAL LOMBARD INSURANCE ..TALK TO THEM"
WITHOUT GETTING MY AUTHERISATION IN WRITING HOW CAN THEY DO THIS....????
SO PLEASE LOOK IN TO THE MATTER
CREDIT CARD NO:[protected]
Dear Braj Bhushan,

We regret the inconvenience caused to you. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.
I guess the bank is in real losses. I have been trying to call the bank and the Interactive Voice Response System (IVR) is not working. If ICICI bank is not able to afford for a working IVR system, it can request its customers to donate some money and we will readily donate for it to purchase a working system.

kudos to icici bank.
Even if you do reach a customer service officer after several try's, you get to hear the pleasant message
"DUE TO EXCEPTIONALLY HIGH NUMBER OF CALLS, WE REGRET TO INFORM YOU THAT WE ARE UNABLE TO TAKE YOUR CALL. PLEASE TRY AGAIN" and before you realize, the call is disconnected.

I do understand why they have exceptionally high number of calls b'coz its incurring losses.
Hi,

We regret the problem caused to you. Please send us your contact details at [protected]@icicibank.com and we shall get in touch with you soon. Kindly refer "2236631" in the subject line.

Regards,
ICICI Bank Customer Service Team

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