ICICI Bank Credit Card — Late payment fees & Interest Charges

Address:Mumbai Suburban, Maharashtra

From: Anil G. Gaikwad
Darshan Co. Op. Hsg. Society,
C-10/2-11, Sector – 25,
Jui Nagar,
Navi – Mumbai – 400 706

Date: 31.03.2011

To,

The Manager,
ICICI Bank

Ref: ICICI Bank Credit Card No: [protected]

Dear Sir,

I regret to inform you that, in spite of my repeated complaints to your costumer care officer & their assurance, the issue have not been solved & I have no alternative except stop using the credit card.

The issue starts from the statement for the month of June, 2010. I have dropped a cheque No 369589 dated 13th June, 2010 for Rs. 10562.00 drawn on ICICI Bank only at Nerul ATM Cheque drop Box before due date but it has been misplaced in transit. When I have received reminder SMS, I have personally visited ICICI Bank, Nerul Baranch and as advised by the officer at enquiry counter, even he himself stop the payment of misplaced cheque and taken a fresh cheque No. 369591 dated 21st June, 2010 for Rs. 10562.00.

In the statement dt. 28.06.2010 I have been charged Late Fees of Rs. 400/- & interest of Rs. 367.53, again in the statement dt. 28.07.2010 I have been charged Rs. 250/- on account of returned cheque payment fees for the cheque misplaced at your end & even though you have been received my another cheque and interest of Rs. 1064/- , and kept charging interest on balance amount which I have not spent. Every time I have paid the amount spent along with service tax within due date.

It is not understood why I should pay the amount charged by you for no fault on my part.

Thus finally I have decided to discontinue the card. Today only I am sending the card by breaking it in to two pieces for cancellation.

Please treat the matter has been finally settled and closed.

Kindly acknowledge the receipt.

Thanking you,


Yours truly,



(Anil G. Gaikwad)
Was this information helpful?
No (0)
Yes (0)
Complaint comments 

Comments

Hi Anil,

We are sorry to hear about your experience.We have made note of your credit card number.We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team.

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    ICICI Bank
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    65%
    Complaints
    23622
    Pending
    2041
    Resolved
    14255
    ICICI Bank Phone
    +91 22 2653 1414
    ICICI Bank Address
    ICICI Bank Towers, Bandra-Kurla Complex, Mumbai, Maharashtra, India - 400051
    View all ICICI Bank contact information