[Resolved]  ICICI Bank Credit Card — denial of full and final settlement

Address:

West Bengal

To,
The ICICI Bank Limited
Credit Card Division
Regd Office: “Landmark”
Race Course Circle
Vadodara 390007
India.

Sub: Credit Card No: [protected] in the name of Anand Singh Chauhan.

Re: Your Letter dated 30/07/2011 under reference no:[protected]

Sir,

It is very surprising to receive the above referred letter wherein the bank asking for Lien marked on my bank account towards unpaid outstanding dues on my credit card. Under this context I would like to draw your serious note on the following facts:-

1) That the above referred Credit card was SETTLED by me on 27th of August’2009 and full and final payment of Rs.10,000/- (Rupees Ten Thousand only) in cash was made.
2) That the Settlement letter bearing reference no: ICEASKOL/082009/11361/1 dated 27th August’2209 and the Payment Receipt bearing no: 9001245 for the said sum of Rs.10,000/- dated 27th August’2009 was received by me.
3) That in-spite of the Full and Final Settlement of the card several phone calls claiming to be attached with your bank frequently called upon me asking for the payment which I had already made.
4) That in the month of January’2010 I personally went to your Kolkata office situated at 2, Upper Wood Street and produced the original copy of all the documents related to the said settlement and the same was confirmed to be ok by your officer concern.
5) That I am in receipt of a Demand Legal Notice from one Mr. Ananda Basu Advocate dated 27th April’2011 asking to pay a sum of Rs.29,910.34 as current outstanding on my said card.

In reference to the same I would appeal you to take serious and immediate action to stop threats and harassments failing to which I shall be bound to take harsh legal action against your bank.


Anand Singh Chauhan
Kolkata
Dated: 4th August’2011.