Comments
ICICI Bank — worst banking policy
I have given a cheque for Rs. 19000.00 for religare securities they have deposited the cheque in the same branch where my account is working, but they debited the amount to some other customer and not to religare. i moved several times but no response and giving the statement that the id no number was wrongly entered and we will reverse the amount to religare. Now the amount was reversed to religare according to icici but there is no credit in religare account whre is the amount goes, ithink it rolled by the bank for varios purpose. they also not giving the transaction details asking us to contact the customer care mumbai for further queries. The bank staff are not giving thecorrect information.This is the form of misusing the customer money and worse way fo banking.
ICICI Home compliant — ICICI existing Home compliant
To,The Manager
ICICI Bank
Dear Sir,
Had taken a housing loan of Rs 500000 at Floating Rate of Interest from your Bank in JAN 2008 at an interest rate of 10.5 %.( Loan Account Number LBMUM[protected].
On June-July 2008 the rate was revised and the period readjusted as per existing FRR/PLR.
I fail to understand when your bank is lending from past many months new loans for floating rate at 10.50%-11%. Why, I am being charged 12% rate of interest?
All bank reduce rate to @10% for new loan & exiting loan than why icici only charging 12%?
This is not good ... we home loan customers are not getting our legitimate right of market based floating interest rates irrespective of being a best payer as well as a pretty business giver to ICICI. We are remarkably disappointed by this leisurely approach of ICICI with its customers like us. In the present circumstances nothing stops us as consumers to think for taking proactive steps and to shift our business to a competitor bank by switching over the existing home loans.
Such type of behavior of second biggest Bank in the country with customers like us I s making our belief of trust in you lost.
Did any know where to compliant against this banker ? at RBI ?
any consumer ?
Regards
Dayanand Tukaram Patil
ICICI Bank Home Finance — Harrassment OF EXISTING FLOATING RATE HOME LOAN BORROWERS BY ICICI BANK
I took loan at 7% a couple of yrs backfew months before, Bank revise it to 13%
Despite PLR Rates are down, RBI and govt has reduced the rates as low as 9.5%, still this bank is NOT budging from its shameful stand on NOT reducing the Interest rates for its existing customers which is grossly insensitive/deliberate negligence on the banks part and very painful for the customer.
This bank should be brought to justice and should be forced to cut down its excessively high interest rate by at least 2% effective from October 08. All excess money paid by borrowers in this period of October this year to December till date must be adjusted against their Outstanding principal amount. This benefit should be passed to Borrowers.
If bank does not acts as advised above, by this week. All existing borrowers should make bank foreclose their loans without penalty and can transfer their existing loan to any of the nationalised bank easily (e.g. SBI @9.5% or PNB @10% etc)
Moreover a case of cheating its customers case should be filed on ICICI HFC in the consumer courts and honourable High Courts of India for bringing these cheaters ..greedy and dishonest Kamat...to the justice. Sooner or later they will have to return money to its bororrowers...
ICICI Home Loan — given insurance policy without notice
Dear Sir/Madam,Your ICICI Home loan agents are not performing their duties well and they are misguiding customers.
I have taken home loan of Rs.1250000/- against my property. My Loan Account No. is NHMEH[protected]
I have already told him that i am not interested any kind of insurance policy from ICICI bank. Inspite of that without my consent a insurance has been added and my Loan amount now becomes Rs. 1291250/- . When i have enquired this thing from ur agent he is not able to answer properly. Further when i have received a welcome letter from ICICI bank i saw that on one of the document ur ICICI agent has signed my signature.
Is this type of service is given by ICICI bank. Yours ICICI agents are misguiding and they used to sign the customer signature.
Now i am not interested in ur insurance policy and kindly revert it back .
Hi, sorry to hear about your experience. We will call you and work to address your issues at the earliest.
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+91 22 2653 1414
ICICI Bank Towers, Bandra-Kurla Complex, Mumbai, Maharashtra, India - 400051
icici bank home finance — non refund of excess money drawn from my bank
sir,i have fully paid my foreclosure amount claimed by bank and i have received back my deed and noc, still they have deducted EMI for subsequent month from my bank on 7/8/08 . on chasing they said they haqve issued me a refund cheque, but till date i have not received the same . i understand they have wrongly sent to some else address which they are not taking initiative to see that i get the same
regards
ashoke chakrabartty
k-2090.
c.r.park new delhi -110019
ph. [protected]