[Resolved]  ICICI Bank Home Loan — ICICI Bank Home Loan - High Interest Rate

Hi,

I am a Software Engineer with an IT company. I had taken a home loan from ICICI in 2006. The rate of interest applicable then was 8.5 %. I was told that this interest rate is special for my company and was 1 % less than what other customers and banks were charging. Later on ICICI kept on revising based on RBI rate which is acceptable. But, the revision has now lead to a situation where the ineterst rate from ICICI is 1 % above other banks. This also is acceptable. Recently ICICI bank reduced the interest rate by 1.5% for new customer. So if you go for a new loan you will be paying less interest rate than what all existing customer are paying. Isn't it a cheating with existing customers.

Why this step motherly treatment for existing customers? Do Existing customers don't have any importance for ICICI.
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Aug 14, 2020
Complaint marked as Resolved 
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ICICI Bank is chor bank, i hv also take loan from them. I am sure i will not be their customer in future..
ICICI Bank's Unfair Home Loan Floating Rate Policy
http://www.petitiononline.com/bagla27/petition.html
ICICI Bank's Unfair Home Loan Floating Rate Policy
http://www.petitiononline.com/bagla27/petition.html
Join ICICI Home Loan Customers http://finance.groups.yahoo.com/group/ICICIHomeLoanCustomers/
Join ICICI Home Loan Customers http://finance.groups.yahoo.com/group/ICICIHomeLoanCustomers/
f you are paying since 2006 pls check the balance tenure, that wont be less than the original tenure which you availed mince you lost all the money which you paid to the bank as EMI and now your tenure also increased and the loan outstanding also the same. In such case you have to shift your loan to the another bank. You may call at [protected] I can help you to save your money.

- Rajesh

ICICI Bank — home loan with high interest rate

RESPECTED SIR,
I AM FEROZ AZIZ KHAN .AGREEMENT NO LBAMI[protected]. APPLICATION NO.[protected]. TENURE 180 MONTHS.LOAN RECEIVED IS 4 LAKHS ONLY FOR HOME .
SR MY COMPLIANTS AND NEED A HELP TO PLEASE REDUCE THE R O I .
AS UR MARKETING PEOPLE HAD ASSURED ME OF 8% WITH THE FLOATING AND VARIANCE WILL BE 2.25% SO WHY NOW THEY CAN CHARGE ME 14.5% SIR I REQUET U TO PLEASE DO THE NEEDFUL TO ME BY REDUCING AS COMMITMENT OR PUISH THE FIELD STAFF OFM PRESENT LIKE COLLECTOR ID CARD NO 17377. WHO IS NOT HELPING ME BY GUIDANCE BUT JUST GIVING ME INFORMATION BY WHICH NOWADAYS I AM OING IN DEPRESSION OR CAN HAVE THE HEART ATTACKS OR FACE SOME ACCIDENTS. I NEED ONLY I CAN GIVE THE PENDING AMOUNT O[censored]RS IN TWO YEARS REQUEST TO PLEASE REDUCE THE RATE OF INTEREST. I WILL BE VERY THANKFUL TO U.MY EMAIL ID IS [protected]@yahoo.com SIR PLS MAIL ME BY HELPING ME AND GUIDING TO COME OUT FROM THIS SO LONG TENURE OF 273 MONTHS PLEASE.

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