[Resolved]  ICICI Bank Home Loan — LBDEL[protected]

The bank has cheated on account o[censored]nilaterally deciding the principal and interest breakup and even after paying more than 20 Lacs to the bank in 4 years, my principal outstanding is reduced by only little over 3 Lacs only. What kind of ratio is this and interest burdn that ICICI has charged 17 Lacs interest on a loan amount of 39 Lacs in 4 years????? Is public listening to this?

On top of that when I contacted the branch or so called relationship managers they all only waste time but do nothing. And now for moving out of the clutches of ICICI they are asking for penalty and more interest. Is any one listening???

Original loan was for 192 month and now after paying without any gap I still have to pay 350 more installement. Are you blood suckers??? On top of this when I asked to move to another bank and stop payment, you people are threatening and have some unfriendly people calling?Please see to the below details your self.

My mails written to KV Kamath are also coming back with a standard reply which is not suited if you are calling me your Private Banking customer. Complete details given below:::


Amortization Schedule
Loan Account No. LBDEL[protected]
Sanctioned Amount (Rs.) 3909585
Loan Disbursed Amount (Rs.) 3909585
Disbursal Status Fully Disbursed
Tenure in months 393




EMI Schedule
Installment Number Due Date Opening Principal (Rs.) Installment Amount (Rs.) Principal Component of Installment (Rs.) Interest Component of Installment (Rs.) Closing Principal (Rs.) Rate % p.a.
1 01/09/[protected] [protected].75
2 01/10/[protected] [protected].75
3 01/11/[protected] [protected].75
4 01/12/[protected] [protected].75
5 01/01/[protected] [protected].75
6 01/02/[protected] [protected].25
7 01/03/[protected] [protected].25
8 01/04/[protected] [protected].25
9 01/05/[protected] [protected].25
10 01/06/[protected] [protected].25
11 01/07/[protected] [protected].25
12 01/08/[protected] [protected].75
13 01/09/[protected] [protected].75
14 01/10/[protected] [protected].75
15 01/11/[protected] [protected].75
16 01/12/[protected] [protected].75
17 01/01/[protected] [protected].75
18 01/02/[protected] [protected].75
19 01/03/[protected] [protected].75
20 01/04/[protected] [protected].75
21 01/05/[protected] [protected].25
22 01/06/[protected] [protected].25
23 01/07/[protected] [protected].25
24 01/08/[protected] [protected].25
25 01/09/[protected] [protected].25
26 01/10/[protected] [protected].25
27 01/11/[protected] [protected].25
28 01/12/[protected] [protected].25
29 01/01/[protected] [protected].25
30 01/02/[protected] [protected].75
31 01/03/[protected] [protected].75
32 01/04/[protected] [protected].75
33 01/05/[protected] [protected].75
34 01/06/[protected] [protected].75
35 01/07/[protected] [protected].75
36 01/08/[protected] [protected].75
37 01/09/[protected] [protected].75
38 01/10/[protected] [protected].75
39 01/11/[protected] [protected].75
40 01/12/[protected] [protected].75
41 01/01/[protected] [protected].75
42 01/02/[protected] [protected].75
43 01/03/[protected] [protected].75
44 01/04/[protected] [protected].75
45 01/05/[protected] [protected].75
46 01/06/[protected] [protected].75
47 01/07/[protected] [protected].5
48 01/08/[protected] [protected].5
49 01/09/[protected] [protected].5
50 01/10/[protected] [protected].5
51 01/11/[protected] [protected].25
52 01/12/[protected] [protected].25
53 01/01/[protected] [protected].25