[Resolved] ICICI Bank Home Loan — ICICI Home loan for existing customer | |
Dear Sir, I have taken a home loan at floating interest during 2006. By that time it was 8.0%. The interest rate went up to 14.5 % in due course. Presently I am paying the EMI at 14.5 %. Now ICICI Bank gives home loan @ 10.25 %. As I am in the floating interest mode, why the same is not applicable to me. I visited the branch, they told they can switch my loan to 10.50 % if I take the some policy of around 30000 which is absolutely not needed. I had paid around 3 Lacs in last 4-5 years ,still principal is reduced by just 20,000 only . Why should I buy medical policy which is not needed and to waste my money? Due to this I am not able to switch the interest rate from last 4 years, Who will bear this cost? I want the compensation for financial and mental harassment. Please change my interest rate without asking for purchase of any new product. Please do for the needful . Thanks & Regards, Rahul Patil [protected] Loan A/c No :LBDHU[protected]. Email ID : [protected]@Syntelinc.com Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
 4 Comments | |
Comments
the RBI should take step against this kind wrong practice of banks. RBI should instruct to banks that if any customer in under PLR scheme AND TAKE LOATING option, they must provide lower rate from both system(BR /PLR) OR they convert the all loans in new base rate system and there should no PLR SYSTEM ANY MORE.
Reply
Hi,
We are sorry to hear about your experience. We have made a note of your mobile number. We'll contact you and work to address your issue at the earliest.
Regards,
ICICI Bank Customer Service Team
We are sorry to hear about your experience. We have made a note of your mobile number. We'll contact you and work to address your issue at the earliest.
Regards,
ICICI Bank Customer Service Team
Hi,
Please take the necessary action ASAP.
Regards,
Rahul Patil
[protected]
Loan A/c No :LBDHU[protected].
Email ID : [protected]@Syntelinc.com
Please take the necessary action ASAP.
Regards,
Rahul Patil
[protected]
Loan A/c No :LBDHU[protected].
Email ID : [protected]@Syntelinc.com
Hi,
My interate has been changed to 11.25 for next 3 years from oct2011.
But I Paid exceess money due to which I got financial and mental harrasment, please take action on this ASAP.
Please revert ASAP, Already more than 3 weeks are over.
Let me know if any more inofrmation needed from me.
Regards,
Rahul Patil
My interate has been changed to 11.25 for next 3 years from oct2011.
But I Paid exceess money due to which I got financial and mental harrasment, please take action on this ASAP.
Please revert ASAP, Already more than 3 weeks are over.
Let me know if any more inofrmation needed from me.
Regards,
Rahul Patil
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