[Resolved]  ICICI Bank - Personal Loan On Credit Card — Not able to Pay Monthly EMI

I have offered Personal Loan on Credit Card and after my confirmation amount .of Rs. 4,46,940/- was transfered to my A/c. for instalment they have given me a A/c No. [protected] and on monthly basis they have sent me the bills and I will pay regulary against the same. Aount 13500 to 14000 Rs. every monty I have paid agaisnt the same. Tenur of this loan is around 48 Months. I have Paid more than 24 Months Regaularly but from last 6 to 8 month due to some manjor hospitalization problem with my son and financial crunch in my family I am not able to pay Montly Payment regularly. I have visited the ICICI Bank, Pune , SUMA House lot many times and visted to various officer and explain the enablity of payment. But now a days I have got lot of harrasement for payment due to this previous month i have paid one instalment by collecting money from my family friends.

Now a days new officers (Mr. Naredra Thakur[protected], Mr. Avinash [protected], Priya Madam[protected] are calling me regulary i have also personally visited then at Pune Suma House Brach and explain the enablilty but they are threatning me that you will found team of recover at you home and they will make a trouble to you at your home by doing anything. Sir I have finalcial problem, Health related problem. I want some time around one and 1/2 year to wait for recovery. I am in process to arrange the money but because of regular expenses for my son's hospitalization i am not able to arrange it.

Please do some this and help me and inform me how to go ahed for the same.