ICICI Home Finance — Pre closure of home loan | |
hi i had availed a housing loan from icici and at the time i took the loan 3 years back they told me i will not be charged for any pre-closure of loan.now they tell me i have to keep minimum 1 lakh loan for one year to save any preclosure charges.i can prepay remaining outstanding amount but have to keep one lakh for one year else they will levy around 15, 000 to 25, 000 as charges for prepayment. now i cant catch the person from whom i availed the laon as he has left the company and he had confirmed me there will be no charged on any prepayment. these people suck everything from your body...dont ever take any loan fro icici... Was this information helpful? | |
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ICICI Bank Towers, Bandra-Kurla Complex, Mumbai, Maharashtra, India - 400051
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ICICI Home Finance — UNDUE OVERCHARGING
SIR,I have taken home loan from ICICI Home Finance in the year 2002. At that time I have given ECS authorisation to the bank for deducting the EMIs. ECS is deducted from my ICICI Bank account till date for last many years. However after initial few months, they have shown some Rs. 4000/- towards klate payment charges. However I have carried and shown to their help desk many times that all the deduction are made by ECS by them from their owwn bank and I do not have paid any late payment. The executives always said that it is wrongly charged and same wilol be reversed. However after so many years same is not reversed and still reflected in the loan account. Now I am not approaching tjem further being fed up. Shall be grateful if the bank reverse the the same after approach through this site.
Tapas Dey
Thanks,