[Resolved] ICICI Home Loan — ICICI Home Loan a Silent Killer : Beware of This Bank

[Resolved] ICICI Home Loan — ICICI Home Loan a Silent Killer : Beware of This Bank

S Sridhar Parida from Bengaluru, Karnataka

This bank offering very low interest during loan sanction.But as soon as loan utilised, they will start sucking blood.See in current scenarion, other banks are offering or reduced the rate at/to 10 to 10.5% but this bank has still 13%.It is very dangerous.If you have 20 Lacs Loan you will have to pay additional Rs.3000 as EMI. Also they sanctioned all loan amount before 2 yrs and I am paying EMI but house is not handed over to me.They are jointly with builder and giving customer pain. My sincere request all never goes to this bank.Otherwise you will suffer like me. Was this information helpful? No (0) Yes (0)
Aug 14, 2020 Complaint marked as Resolved
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Comments

Ravi Bableshwar

I am with you my friend. I am also suffering from the same. ICICI bank is sucking blood monthly by charging heavy interest @14% which is almost like a personal loan.

ICICI Bank is one of the worst bank to deal with whether its bank accounts, home loan, Credit Cards, or some other products. I really have never heard ICICI bank reducing interest rates from last 4/5 years. RBI should strictly look into this matter and save customers of ICICI bank. I started my home loan in 2003 @8.00 and now ICICI bank is looting me with interest rate @14.00. When you contact them they have standard answers like you have opted for floating rate and PLR is taken into consideration which is as per government and RBI rules. God please help ICICI Customers.