[Resolved]  ICICI Home Loan — Policy document for interest calculation mechanism based on part payment done by Home loan customer

From last one month I am requesting ICICI Bank Customer Care Serive to provide policy document for interest calculation mechanism based on part payment done by Home loan customer. But am deeply pain to state that they can't provide such basic policy document. I think they can’t provide policy document due to 3 reasons.

(1) ICICI Bank is not such mature bank, which have policy document for interest calculation mechanism based on part payment done by Home loan customer
(2) ICICI Bank follows unfair trade practices and unscrupulous exploitation of customer
(3) ICICI Bank customer care is useless who can’t provide the policy documents which ICICI Bank have already provided to them and willing spoiling brand name and goodwill of ICICI Bank in competitive market.


I hope to get fruitful response with policy document from Customer Care department of
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Aug 14, 2020
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I do agree.
ICICI Bank is one of the worst bank to deal with whether its bank accounts, home loan, Credit Cards, or some other products. I really have never heard ICICI bank reducing interest rates from last 4/5 years. RBI should strictly look into this matter and save customers of ICICI bank. I started my home loan in 2003 @8.00 and now ICICI bank is looting me with interest rate @14.00. When you contact them they have standard answers like you have opted for floating rate and PLR is taken into consideration which is as per government and RBI rules. God please help ICICI Customers.
Hi,
I have seen numerous complains against ICIC bank . I guess atleast few of people should be smart enough to tackle them. Whoever reads this post, if they has sucessfully prepaid and closed the Loan and got all the document, they can post their approach or technique they used
I want not getting statment of bank regarding home loan.I want to clear my loan so please mail me about how can i get the statment on mail.

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