[Resolved]  ICICI Home Loan — Cheating in the Legal clearance

Address:

Chennai, Tamil Nadu

I have applied for a Home Loan in Adyar Branch ICICI and I have got 70L approved based on my financials.

When I presented Property papers, they said go ahead - this property is Ok, provided the owner gets a patta in his name as it was thier ancestor property. After Much struggle I managed to get a Patta in owners name. After that they told we need to change the Agreement so that all owners should sign irrespective of a Regd. Power of Attorney signed between 2 sisters( owners of the property) - This Process took 4 months and I have paid an advance of 6L.

After doing all this( as suggested by ICICI nominated lawyers) , they are now asking an affidavit for all the owners, thier sons and all relatives of the owners.

What I dont understand why take 4 months give this clarification, If they have given this at time of me identifying the property, I would not have chosen the property itself.

Now I am struck as my Advance of 6L is with them and Loan not getting processed - all because of ICICI high handed method of operations.

They do not seem to understand the customers problems and telling a different reason every time. They have also taken the processing fee from me.

Its a case of clear cheating. Now How I do I come out of this?

Any help would be appreciated.

Note: Never go to ICICI for any Loans - They talk sweet and put you in a greater trouble.