[Resolved]  ICICI Lombard Health Insurance — icici cheating the people

Dear Sir,

I had applied for icici bank credit card, after 3 months i.e.
In the month of January -2008 i got a call from icici bank,
telling that "We are sorry to delay in dispatching credit card,
you will get a call from my supervisor, please tell him your credit
card number and valid from and valid up to dates as i tell you, and say 'yes', If he ask did you receive the credit card".
after 5 minutes i got a call from icici bank describing the
icici lombard heath insurance policy, it will pay in-patient expenses up to Rs300000
for u on paying 2000Rs. per year.
i feel its looking good but i did not tell him to deduct amount
from credit card.

Now the icici bank deducting amount from credit card with
fixed EMI for this policy.

I called customer care center icici lombard insurance telling
that " I don't want to use credit card for this transaction"
but he replying "if you don't want to use credit card, you have to
pay the full amount Rs6500/- and there is no installments"
and i asked him to cancel the policy, he replied that
"you have to pay Rs2500/- to cancel the policy"

1) Now i am not sure i will get benefits from this health insurance.
even If i pay full amount to avoid the interest.

2) If i want to cancel the policy I have to pay Rs2500/-

Please tell me what is the solution for it ?

Thanks,
Mujahed.
Bangalore.
[protected]@yahoo.co.in
mobile: [protected]