ICICI Personal Loan — Misleading and harrasment | |
I hope somebody has time to read this and help me in sorting this out. I had availed a loan with ICICI Bank in 2006 for an interest of 18% however when I recieved the ammortization schedule I notice that the interst was 24%, I immediatley adviced ICICI bank of this discrepency. ICICI Bank howver gave me vague answers and later promised me that I can close this account after six months without any pre closure charges. I paid 15 EMI's deligently even as my financial postion did no allow me to preclose, when I later advised the bank that I would like to close this account they levied preclosure charges and adviced that the same can not be reveresed. Now ICICI bank has blocked my salary (ICICI account) .please advice I am facing mental torture due to this Was this information helpful? | |
 3 Comments | |
Comments
you need to cheque the rbi gudelines
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SIMPLE...i had faced the same year before and then reserched for th4 solution and got this...do the same...
open a sal account in SBI or any natialized banks then as ur hr to chage ur sal to that basssssssssss
open a sal account in SBI or any natialized banks then as ur hr to chage ur sal to that basssssssssss
Hi,
You may start a case against ICICI in customer court. However the bank already doing more nonsense like this. we (ICICI loan holders) need to join against ICICI's nonsense actions. RBI already warned banks for preclosure amounts that banks should not collect such amount. Then why they doing like this and how they block your account without no reason. we need to go to consumer court against this preclosure policy.
You may start a case against ICICI in customer court. However the bank already doing more nonsense like this. we (ICICI loan holders) need to join against ICICI's nonsense actions. RBI already warned banks for preclosure amounts that banks should not collect such amount. Then why they doing like this and how they block your account without no reason. we need to go to consumer court against this preclosure policy.
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