[Resolved]  ICICI Personal Loan — Request to Settle

Address:

South Delhi, Delhi

Dear Sir,

I have taken a loan from ICICI bank for a period of 48 months from Dec 2007. Loan Ac No. LPDEL[protected]. I have already paid 28 EMI's from the past 3 months am facing major financial crisis, I am requesting if i coulod settle this at the best possible way. However, I have not got any favorable response. The collection person from bank says as of now there is no budget, when i get budget will let you know. When someone says that its clear its just trying to meet numbers. If I could give I wudn't have delayed.

In fact my liability is not just this, I have huge liabilities. My monthly income is Rs.40k and the outflow is close to Rs.80K- Rs.1Lac I don't know how to make ends meet. Its not that I don't want to pay. Your officials ask questions like, do i have an intention to pay, if i didn't i wouldn't have put in a request, they humiliate asking questions like i[censored] can't pay 9k how can u pay a lakh. Is this the way one talks. There officers come home at strange hours early morning, etc for collections. If i had money i would have given without informing what do they expect. They threaten saying we will come with a summon and you will understand. Infact I had approached a coordinate to coordinate, with whom they have a concern I understand, however, what is the support or solution they are providing. None other than humiliation and stress...

I don't know who to ask. I don't know how fast the response or action would be.Would appreciate if you could respond at the earliest.



Regards

Loan Ac No. LPDEL[protected]