[Resolved]  Kotak Mahindra Bank Personal Loan Complaint — Complaint against Personal Loan

Address: Delhi

[protected] Forwarded message[protected]
From: Umesh Satti <Umesh.[protected]@tatadocomo.com>
Date: Tue, May 4, 2010 at 6:20 PM
Subject: SPL 19751- Need Certificate of clearance
To: service.[protected]@kotak.com, [protected]@kotak.com
Cc: umesh.[protected]@gmail.com



Dear Sir

Personal Loan SPL 19751
Today you people have embarrased me and down my credential due to your own mistake. I am not getting any personal loan from any institution just because of you people.
I have taken loan for Rs.1 lac from Kotak Mahindra in 2006 for 60 months only 17 installments left. They had technical problem in starting regarding ECS which was not hitting my bank and error occuring account does not exist whereas the demand draft made on same account no. and credited on the same account. Later on request of your bank I have swapped my bank from Standard Chartered to ICICI bank. One more complaint about one installment they were showing pending which were cleared by Kotak after providing letter from my ICICI bank stating that cheque has been cleared from their side. But still same amount also showing in CIBIL when I applied for personal loan from my employer Tata Captital they rejected due to falling in risk category. And when they extract track record of my PL 16 EMI showing bouncing due to ECS was not hitting and I was regularly paying my EMIs.

Where is my fault kindly arrange Certificate from Kotak Mahindra technical team for ECS bouncing due to technical reasons and pending instalment still relecting in CIBIL whereas there was no such pendency from my side.

I am treating as defaulter due to your banks fault . Please arrange the certification and updation in CIBIL.
rgds

Umesh Satti
[protected]
umesh.[protected]@gmail.com


Regards,Umesh SattiGSM- Collection| TATA DOCOMO | HPHTATA Teleservices Ltd. | GSM: [protected]