[Resolved]  Axis Bank Home Loan — No Disbursement of loan amount

House Loan — Loan amount disbusement

Dear sir

I Ashish Shirvastava (s/o Shri Ram kumar shrivastava) residing at 3501 E Sudama Nagar Indore had applied for the loan on 30th April 2008 through one of HDFC agent Mr. Rajeev jain.

When I had applied for loan I had provided all the necessary details to the agent as asked by him but till date I could not receive the photocopy of the disbursed amount. When I enquired for the same I had been replied that techinal report is pending. On the basis of statement from the bank agent I have promised to seller that I will pay the amount on Monday i.e. on 19/05/08 but till date no clear information from the bank side when the job is supposed to be done.

The mail exchange with the concerned authority at Indore (M.P.) House loan is given below for Ur reference & further action.

I am well sure U will do the needfull...

Regards
Ashish Shrivastava

Dear sir

Ur kind reply is still awaited...

Regards
Ashish Shrivastava



-----Original Message-----
From: Ashish Shrivastava
Sent: Friday, May 16, 2008 12:50 PM
To: '[protected]@hdfc.com'
Subject: FW: bank statement

Dear sir,

Perhaps U will be well knowing that I had submitted all the property papers & my necessary personal documents on 30th of April itself along with the processing fee. As per Mr. Rajeev statement the technical verification of the property would take only two days (which was supposed to be completed by 2nd May itself) but even after 20 days U r saying me that it is still pending & it will be available by tomorrow.

I would like to know why customer is given the false statements the loan will be finalized within 7 days?????????????????

Because o[censored]r false statements My commitment to the seller of the property is getting failed every time.

It seems from Ur reply that I will not be able to get the copy of the cheque before Monday, If it is please let me know...


Many Regards
Ashish Shrivastava










-----Original Message-----
From: [protected]@hdfc.com [mailto:[protected]@hdfc.com]
Sent: Friday, May 16, 2008 12:33 PM
To: Ashish Shrivastava
Subject: Re: FW: bank statement

Dear mr AShish

WE are awaiting the technical report of the property bieng purchased, the loan was already sanctioned on12/5/8,

The first time our engineer had gone and visited yr property, it was found locked, we then took the contact numbers of the concerned persons who could get the technical verification done, we are awaiting the report which we would recieve by tomorrow and fix the cheque accordingly

regards
Michael



-----Original Message-----
From: Ashish Shrivastava
Sent: Friday, May 16, 2008 11:41 AM
To: '[protected]@hdfc.com'
Subject: FW: bank statement

Dear sir

Very good morning


I U feel comfortable, I would like to have Ur contact number so that I can communicate to U directly & know about because of what reason (where I am at fault) it is getting delayed ????

Many Regards
Ashish Shrivastava






-----Original Message-----
From: Ashish Shrivastava
Sent: Thursday, May 15, 2008 8:20 PM
To: '[protected]@hdfc.com'
Subject: FW: bank statement


Dear sir,


I am very sorry to say that I am not well satisfied with the functionality of HDFC bank. Even after the full documents (both property & personal) it took almost 20 days to pass the loan.(Which is normally as good as taken by any Nationalized Bank).

And on today's date also I could not receive the photocopy of the cheque with which I can proceed. Mr. Rajeev had assured me that I will get the cheque within 7 working days, but...

Well !!!I request U to please please anyhow do something so the cheque get ready by tomorrow noon or evening duly signed by the concerned officer.

I hope, at least this time I won't fail in my commitment & we can get the registry process done by Monday.

Many regards
Ashish Shrivastava




-----Original Message-----
From: Ashish Shrivastava
Sent: Thursday, May 08, 2008 10:54 AM
To: '[protected]@hdfc.com'
Subject: FW: bank statement


Dear sir,

Very good morning sir, May U please let me know the expected date upto which the matter can be concluded by all means.
I request U to please to get it done at the earliest...

Waiting for Ur positive reply.

Regards
Ashish Shrivastava

-----Original Message-----
From: Ashish Shrivastava
Sent: Wednesday, May 07, 2008 11:26 AM
To: '[protected]@hdfc.com'
Subject: FW: bank statement

Dear sir

Please let me be informed i[censored] need additional information. Hope U would have received the statement papers.

Many Regards
Ashish Shrivastava


-----Original Message-----
From: Ashish Shrivastava
Sent: Tuesday, May 06, 2008 1:12 PM
To: '[protected]@hdfc.com'
Subject: FW: bank statement


Dear sir

I hope that U would have received either hard or soft copy of bank statement ac no [protected] from Mr. Rajeev if not please let me know.


Regards
Ashish Shrivastava



-----Original Message-----
From: Ashish Shrivastava
Sent: Monday, May 05, 2008 3:08 PM
To: '[protected]@hdfc.com'
Subject: RE: bank statement

Dear sir,

Right now I am at Udaipur. For the statement of S/b idbi ac no [protected] I have communicated to MR. Rajeev (Agent HDFC) & He will hand over the papers to U possibly by today evening or tomorrow.

I request U to please cooperate & keep the remaining verification process continued.

Thanks again for Ur kind cooperation.

Many Regards
Ashish Shrivastava
Entity-solutions Limited
Ext no. 2580
Mob no[protected]


-----Original Message-----
From: [protected]@hdfc.com [mailto:[protected]@hdfc.com]
Sent: Monday, May 05, 2008 2:47 PM
To: Ashish Shrivastava
Subject: bank statement


Dear Sir

AS per information provided in the application form, you have SAvings account at IDBI Indore(A/c no::[protected]), we would be recquiring statement of that account for the past 6 months for further processing of your loan application, please do provide a soft copy(if possible) of that account to expediate sanctioning process

regards
Michael Raphael
HDFC LTD
Pithampur

respected sir, i have given the demand letter to the axis bank lone department obtained by the builder but there is to be the fake of services to disbursement of actual loan amount.n i am very upset about negative responding of the bank.

I completely agree with you.
To process my home loan they took my documents 4-5 times. Everytime they say that it will take just 3-4 days but it takes 15-20 days. Then they tell you that they need fresh bank statements. The cycle starts again.

The persons dealing with home loans are not their employees and are contract workers. They say that they will give me a call in 10 mins but they don't call you AT ALL!!!

My sincere advice is that people should keep distance from such a horrible bank.
AXIS SUCKS!!!

I completely agree with you.
To process my home loan they took my documents 4-5 times. Everytime they say that it will take just 3-4 days but it takes 15-20 days. Then they tell you that they need fresh bank statements. The cycle starts again.

The persons dealing with home loans are not their employees and are contract workers. They say that they will give me a call in 10 mins but they don't call you AT ALL!!!

My sincere advice is that people should keep distance from such a horrible bank.
AXIS SUCKS!!!