[Resolved]  SBI RACPC Pune — Indecent behaviour of RACPC official

Address:Pune, Maharashtra

My Sister in Law had applied for housing loan of Rs 5 Lakhs on 08 May 10 at Kondwa branch SBI . It took one month for the bank to forward the documents to RACPC Pune . My brother had signed as co applicant although the loan was planned to be payed by my sis in law through her income alone. Unfortunately my brother expired on 21 May 10. Hence my sis in law went to inform the processing department. Mr Akhilesh (processing dept) very insensitively replied that we cant help it your husband has to be present for disbursement .She tried to explain him that he is no more hence it is not possible.As it is she had been the main applicant and loan was being processed on basis of her income alone. The official acted very rudely with her and said pse get your husband. He did not make ant attempt give any solution to this unforeseen situation and over and above was rude with her. Later on my sis-in-law approached Mrs Ruikar who is the Legal advisor of SBI RACPC who explained the procedure of an afidavit and NOC from builder to overcome this situation. However Mr Akhilesh is purposefully not looking at the file and avoiding work. He has on many occasion spoken rudely to my sis in law who has come crying home due to his behaviour. When the lawyer went to explain the solution he was not ready to listen to her and misbeahved wit her too. To my surprise even if my sis in law approached his superiors but there seem to be no control on this person he continues to behave in an irresposible manner. When we approached on 21 Aug he told us that he has not even seen our file. Its been three months since my sis in law is running from pillar to post to get her loan approved but no avail. Mr Akhilesh needs to be taught how to treat customers especially ladies that to during circumstances where she has lost her husband recently.
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Aug 13, 2020
Complaint marked as Resolved 
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I also have experienced the rude behavior of these people at RACPC on many occasions and you can not escalate it to higher level because no one cares for the customer there.

I very strongly feel that the people at SBI home loan are bribed (right from top to bottom) by other financing institutions for providing such a lousy service or not doing their work. If they provide good service like other private institutions, who would like to go to private banks because the rate of interest is and other service charges and processing fees are attractive here at SBI. Just think about it and you would agree what I am saying
I applied for car loan at SBI, tigri, khanpur, bank road branch. All papers I submitted to SBI, but the manager (Pahel Singh)not sent the proper documents to RACPC, as a result it came back to SBI, After one week when I asked the manager, he said your application is returned. I studied the cause of return of my documents. I understood that Manager not sent the forwarding letter, my upto date bank statement etc. I understood also, he want to avoid it. Manager told me to apply in other bank near my job place. I asked him why not this SBI? he told your application is comeing back. I told him it was your fault that you not sent all the proper documents even also I submitted all documents. I quaried that this bank manager's behaviour is bery rough. and he is not a good person. He avoids work.Till now 3 month past I not got the car loan from SBI, khanpur, tigri, New Delhi branch.
This terrible behaviour by SBI with their clients. Such great institution but lack of right attitude by officials and no customer centric approach is going to ruin this organization.

They are least bothered to provide accessebilty to client by giving them contact numbers, email ID etc. What ever number they provide which will never work. One has to visit personally to check status of your file or what ever work you have with bank.

Like every one is here to do Bank's business . They forget to realise that Bank is for the peoples and not peoples for bank.
I agree with all of above...I think with this attitude SBI's will not stay in market for more time...You will not believe that they have some how simillar attitude with NRI peoples...I feel peety on them, they don't want to have cash flow into the country. I strongly agree on statement made above by Mr. murkumbi.

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