[Resolved]  SBI Tata Credit Card — Credit card company asking extra payment for closer, every month added 1500 rs on account of late fee

dear Sir,
my sel[censored]seing tata cerdit card from last 3 years, now a days when i checked details of my account , i found that every month they have chage a very heavy amount on account of late payment fee and over due. i want to bring in your notice that company has given by focely some loan amount , and taken 15000 rs as a interest amount for 3 years for only 35000 rs.
i have requested credit card company for for closer the are not ready to reduce the interest and they are giving me phone calls.

when i write a mail company donot responed they simply ask to talk but i donot want to make a verbal communication
Dear Madam,



Thanks for your reply after 20 days (may time duration is less for you but its too long for me)



Some points are still open or you have not mentioned I do not know why?





Please note out of 63 thousand there is a loan amount were given to me for a tenure of 3 or 4 years and the total interest has been added in this amount , as per the policy you have to deduct those interest amount from the total out standing amount , neither you nor you customer care executive talks about this.



First of all please revisit all the statement and my account for all details and please give me proper justification and complete account details for all payment credit /debit so that I can understand and pay.





HEAD TATA CARD:- sir please look in to the attached mail and please take up with your end this credit card has become a trouble for my life. Getting lots of phone calls SMS, after given justification.



Request you to kindly help me to come out from these types of problem, seriously I am a very simple man; I have not done any types of fraud so please give me some mid way solution to come out.



I understand that for me or on my personal request you can help me.



Request you to kindly, kindly, kindly reverse all interest charges and provide me total actual out standing so that I can pay and close this account for ever.



I would like to state that please reply and provide me a mid way solution to stop mental frustration, and headache.