Standard Chartered Bank — Rectifying Inaccurate Information In my Credit Report

Address:

Bhopal, Madhya Pradesh

Sub: Rectifying Inaccurate Information In my Credit Report
Ref: Credit card No [protected] , [protected], [protected], [protected]


Dear Sir,

I was possessing credit card of Standard Chartered bank . I had entered into a settlement with Standard Chartetred Bank on[protected] , vide letter No BPL10909 -Customer no [protected]. for Rs 8247/-I had paid the cash instalment [Rs 1375]on[protected], followed by PDC[S] [Cheque nos. 250681,250682, 250683, 250684,250685]ending on 18thJune 2010. The last cheque was credited on[protected].
Following this I had approached the Standard Chartered bank who told me that mthat there were no dues pending after that. A No-dues Certificate was issued on 23/08/2010 after repeated reminders. Since they have not sent a communication to CIBIL that there are no dues outstanding against me, my records still show a balance with CIBIL which has not been updated in your records.Standard Chartered bank is not prepared to send you a communication in this regard though I requested them. Because of this an additional home loan which has been sanctioned , based on the "No-dues certificate" from Standard Chartered Bank is not yet disbursed causing me a lot of harrassment.

Your website mentions as:-


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Rectifying Inaccurate Information In Your Credit Report
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Q.23 How do I rectify information in a credit report drawn on me?
Please contact the credit grantor from whom you have availed the loan and request the necessary changes. The credit grantor will then report the change to CIBIL and we will subsequently make the necessary updates in our records.

When I approached the Standard Chartered bank, they are not ready to send you a communication. Please clarify
Thanks .
Dr Barat