[Resolved] Standard Chartered Bank — Personal Loan | |
Dear Sirs, The undersigned wish to bring to your kind notice: 1. That I was sanctioned personal loan of Rs.93, 000/- by Standard Chartered Bank vide its letter dated 21.03.2002 (copy attached as per Annexure-1), repayment commencing on 01.04.2002 until fully liquidated on 01.03.2005. 2. That after discussions with SCB’s representative/executive, the outstanding amount of loan was settled at Rs.32, 000/- as per settlement letter dated 22.06.2004 i.e. before due dateof final liquidation (copy attached as per Annexure-2). 3. That the said amount of Rs.32, 000/- was paid vide cash receipt No. 8217 (copy attached as per Annexure-3) on 25.06.2004. Pertinent to mention that in the attached settlement letter, it was clearly mentioned that upon receipt of this payment, NO MORE DUES WILL BE OUTSTANDING ON MY LOAN ACCOUNT. On approaching for a personal loan with a nationalized bank, I was shocked to know that my name appears in CIBIL’s defaulters list. Surprised to see that bank charged me Rs.32, 000/- whereas dues for remaining period would have been only Rs.33, 860/-. Now on consitently pursuing the matter with SCB, I am being asked to pay Rs.17, 000/- more if I want removal of my name from CIBIL's defaulters list. Had they made me known that this settlement is being done with this contiion that they will given my name in the defaulters' list, I would have paid the outstanding in EMIs. May I request you to please help to clear the matter? Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
 3 Comments | |
Comments
I have taken the Personal Loan from Standard Chartered Bank. I'm paying my loan tenure perfectly without any default by ECS. Due to my change of jobs, i wants to settle my balance amount hence, i called for executive who came for the cheque. He said that i need one EMI for settling the account then i paid the one EMI again he came collect the EMI i was ready to settle my outstanding. whereas the executive asked me to pay EMI and called a person called ready and he warning me to pay or we will embarrasses you. Hence, i told him that "you can call me for settlement not for EMI". after several month An advocate calls from Chennai, asked me to settle the amount of Rs.38500 instead of 32000 or he will take my movable or immovable property without my concern. Please advice! I wants to come out of this harassment
Loan account no. 46772464
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+91 11 3940 4444
+91 11 6601 4444
19, Rajaji Salai, Chennai, Tamil Nadu, India - 600001
SCB Personal Loan — Settlement of Personal loan
Hi, I'm residing in chennai. I have taken loan of Rs 1Lakh with SCB and i have paid more than that. Still i have pending emi for rs 35K. Can you please tell me some contact where i can go for setttlment.- Baskar