[Resolved]  Standard Chartered Bank — False loan on my Name

Address:

Pune, Maharashtra

I applied for a personal loan and home loan top up from 3 private banks. During investigation on my existing loans, CIBIL mentioned that, I have a ongoing / outstanding home loan of Rs 12.9 Lacs from Standard Chartered Bank, which is very incorrect. I don't owe any thing from Standard Chartered Bank. I written 6 times to Standard Chartered Bank, Nodal Office, head office for clarification on this. They acknowledged all of my emails, but didn't replied to any one of them. I failed to get loans from other banks due to this reason. Due to this my land deal was cancelled and I lost as much as Rs 2 Lacs as profit. Now the same land price has been increased by 20%. I contacted them thrice on nodal office, but they are just delaying the matter by buying time and doing nothing. Date of my 1st Email to standard chartered bank officials was on 17th December 2012. So it's now 1.5 months and nothing has happened on this regards. I have lost peace of mind. I have spent as much as 3 months now in just investigations. I am completely frustrated due to this blame. My credit history has been destroyed due to false information on CIBIL. Standard Chartered bank doesn't respond to my Emails, neither they give any clarifications on calls.